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2Q 2018 Data


Loan-To-Share Ratio

The loan-to-share ratio as of second quarter 2018 is only 86 basis points below the 83.7% record high reached in the third quarter of 2008.


Net Interest Margin

The credit union net interest margin is the highest since year-end 2011. Second quarter 2018 marks the fifth consecutive quarter of increasing net interest margins.


Net Worth Ratio

Strong net income growth, bolstered by NCUA refunds, has helped push net worth ratios higher around the industry, rising year-over-year to 11.0%.

Quarterly Data Blogs

Auto Lending By The Numbers (2Q18)

Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.

Credit Cards By The Numbers (2Q18)

Although credit card penetration rates held steady at 17.3%, credit card loan balances increased 9.1% annually.

Shares By The Numbers (2Q18)

Deposit balances were on the rise as annual growth hit 5.4% in the second quarter of 2018.

Mortgages By The Numbers (2Q18)

The credit union loan portfolio surpassed $1.0 trillion in the second quarter of 2018. Did deep into this piece of the balance sheet.

Credit Union Delinquency Drops 8 Basis Points At Midyear

Asset quality is stronger than one year ago as 2018 shapes up to be the best year for delinquency since the Great Recession.

4 Ways Credit Union Market Share Is Growing

As membership climbs higher, the variety and number of accounts members hold also rises.

3 Takeaways From Trendwatch 2Q 2018

Loans, liquidity, and credit union love. How did credit unions perform in the second quarter?

Average Member Relationship Continues To Climb

Credit unions attracted new members and deepened relationships in the second quarter of the year.

Borrowings Increase 11.7% In Second Quarter

A breakdown of the borrowings portfolio explains double-digit growth that’s highest since 2015.

Loan-to-Share Ratio Nears Record High

As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.

Interest Margin Expands For The Fifth Quarter

The net interest margin at credit unions nationwide increased as interest income expanded more than $3 billion in the past year.



This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity. Viewers will find insight they won't find anywhere else weeks before the official NCUA data release.


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