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1Q 2019 Data



Despite strong lending activity, total delinquency at U.S. credit unions has improved. It fell 7 basis points year-over-year to 0.59%, the lowest level in more than 10 years. In the first quarter of 2019, delinquency broadly improved across most product categories.

31 Basis Points

Deposit Growth

Annual deposit growth accelerated 31 basis points year-over-year. Deposits as of March 31, 2019 totaled nearly $1.3 trillion. This is a $72.3 billion annual increase from the $1.2 trillion recorded in the first quarter of 2018.

$393.5 Billion


As of March 31, 2019, credit unions held $393.5 billion in investments. That’s up 12.2% quarter-over-quarter — the largest quarterly increase since the third quarter of 2009 — and up 1.0% year-over-year. The rise in total investments is consistent with historical cyclicality.

Quarterly Data Blogs

First Quarter Trends In Asset Quality

Credit unions reported the best delinquency rates since before the Great Recession. A deeper dive into the data shows which areas are performing the best.

Macro-Economic And Industry Trends (1Q19)

What credit unions need to know about members, lending, asset quality, share balances, and more at first quarter 2019.

Credit Union Industry At-A-Glance (1Q19)

Credit union membership grew 4.0% year-over-year and share growth accelerated 65 basis points quarter-over-quarter. What else happened in first quarter?

Are We Doing Enough?

Now’s the time to go beyond financial metrics to measure — and empower — employee, member, and community impact.

5 Ways To Provide A Winning Member Experience

These key do’s and don’ts will help any credit union build a superior member experience program in a snap.

3 Metrics That Are Important For First Quarter

Understanding key performance metrics will help gauge early successes and identify any operational adjustments needed to achieve strategic goals.

Credit Union Investments Rise In 1Q 2019

Stronger than expected seasonal first quarter inflows contributed to the largest quarterly jump since 2009. The average yield on investments also hit a 10-year high.

State In The Spotlight: Missouri

Credit unions in Missouri turned out impressive auto loan penetration and overall asset quality.

Market Snapshot: 1Q 2019

Consumer optimism, debt levels, deposit balances, and more. Get a glimpse of what happened across the United States in the first quarter.

Recommended Reading (1Q 2019)

Callahan’s associates offer their take on the best books for credit union leaders.

Share Balances Expand Across the Portfolio

The share portfolio posts record first quarter growth and totals nearly $1.3 trillion as of March 2019.

Member Relationships Are On The Rise

First quarter performance data points toward a rise in membership and loan and share balances.

Credit Union Revenue Increases 11% In 1Q19

Interest income from loans and investments drove annual revenue growth among America's credit unions in the first quarter of 2019.

3 Takeaways From Trendwatch 1Q 2019

Find out how credit unions kicked off the year in shares, asset quality, and income.

Battle Of The Amazon Marketplaces

Seattle and Washington, DC, are outperforming national averages in income and housing. But how do these markets fare in credit union membership growth and engagement metrics?



This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity. Viewers will find insight they won't find anywhere else weeks before the official NCUA data release.


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