2020 Innovation Series

Welcome to CreditUnions.com’s 2020 Innovation Series, a chance for cutting-edge suppliers to share new innovations in their products and services with a premier credit union audience.

This year, we are featured the best of the best in four categories. Congratulations to this year's winners:

  • Mobile/Digital Category: Banno  
  • Member Experience Category: Posh 
  • Payments Category: PayNearMe 
  • Business Services & Lending Category: Autobooks



See the latest and greatest in mobile and digital technology. Watch our webinar featuring:

Backbase is a fast-growing fintech software provider that empowers financial institutions to accelerate their digital transformation and effectively compete in a digital-first world. Our software, the Backbase Omni-Channel Banking Platform, unifies data and functionality from traditional core systems and new fintech players into a seamless customer experience, across all digital touchpoints.

Eltropy enables credit unions to communicate with members over text messaging in a secure and TCPA-compliant way. Using Eltropy’s platform, lending, collections, sales, marketing, service, risk management, internal communications and other teams leverage text messaging to boost member engagement and enhance the member experience. Eltropy also integrates with IT systems and uses analytics to provide member engagement insights.

Harvest Savings & Wealth Technologies provides enterprise-grade digital savings and investment technology to banks, credit unions, trust companies, and other financial institutions. The firm’s technology was architected and engineered to deliver cutting edge, end-to-end digital solutions that unify and automate a bank’s savings, wealth, and trust solutions. Harvest supports multiple custodial and trust systems. Harvest is a technology company and has no direct-to-consumer digital advisory offering.

The Banno Digital Platform™ enables credit unions of all sizes and charters to provide personal, member-centered online and mobile experiences. Banno is a single platform for a credit union’s complete digital needs, allowing institutions to more effectively manage their digital interactions, content, security, data-driven marketing, and more.



See the latest and greatest in payment technology. Watch our webinar featuring:

CO-OP Financial Services is a payments and financial technology company whose mission is ensuring the success of the credit union movement. CO-OP payments solutions, engagement services, and strategic counsel help credit unions optimize member experiences to consistently provide seamless, personalized multi-channel offerings while delivering secure, sophisticated fraud mitigation service.

Corporate America Credit Union's Bread and BreadNow are the next evolution in faster payments. Bread empowers credit unions to offer real-time payments while retaining control and visibility over the transfer of funds. BreadNow allows credit unions to stay competitive in a tech-forward financial landscape by creating a safe and real-time conduit for collecting loan payments.

PayNearMe is the modern and reliable payments platform that lets your members pay how, when, and where they want. Accept cash, debit, credit, ACH, and mobile-first payment methods including Apple Pay and Google Pay — all with a single platform. PayNearMe builds innovative technology with an emphasis on user experience, member satisfaction, and reliability so you can collect every payment, every time.

REPAY’s innovative payment technology transforms card and ACH processing into nimble, scalable solutions enabling credit unions to deliver an exceptional member experience. Members can pay anytime, anywhere through self-serve integrated payment channels, including IVR/phone pay, web, text pay, and mobile apps, and credit unions can fund loans in minutes with REPAY Instant Funding.



See the latest and greatest in member experience technology. Watch our webinar featuring:

Bankjoy is a Y Combinator-backed startup that delivers a digital banking ecosystem of products consisting of mobile banking, online banking, 90-second online account opening, loan origination, and conversational AI. Our mission is to revolutionize American banking infrastructure by leading digital transformation at credit unions.

Ignite dialogue is a powerful cloud-based member engagement technology that digitally engages and guides member conversations in branches and self-serve, to discover and fulfill member needs.

Posh is a Boston-based CUSO formed out of MIT's AI Lab, and the leader in conversational AI solutions for credit unions. We work with credit unions to automate routine communications tasks, like member services and conversational banking, via our context-aware bots spanning messaging and voice (IVR) channels.

SilverCloud is the leading provider of support solutions built exclusively for banks and credit unions. Trusted by more than 200 financial institutions, SilverCloud allows credit unions to deliver a better experience with the leading member and employee support tools. Easy to implement and maintain, SilverCloud ensures satisfaction and a tangible ROI.



See the latest and greatest in business services and lending technology. Watch our webinar featuring:

Autobooks makes small business banking better by offering an all-in-one small business product suite that integrates directly inside of your existing online and mobile banking channels. Partnering with Autobooks drives new income and deposit growth, enhances your digital banking channels, and is simple to deploy because it integrates with most major core and online banking providers.

LoanStreet is the first fully integrated, online platform that streamlines the process of sharing, managing, and originating loans for credit unions, banks, and alternative lenders. LoanStreet was founded with the mission to create more efficient, transparent, and robust tools to financial institutions so they can manage their loan portfolios, more effectively share risk, and connect with the lending market.

StreetShares Platform provides your credit union with a completely digital, small business lending experience. Our white-label lending platform makes costly small business lending divisions a thing of the past. Your small business lending can be up and running and generating revenue in 30 days or less.