READ & WATCH

Lending

Visit Lending to find strategies for product development, operations, and pricing as well as updates on what’s happening in the world of credit union auto lending, mortgage lending, member business lending, niche lending, and more.

By SWBC | Oct. 7, 2019

If your credit union works with a third-party vendor for your collections efforts, you know how important it is to ensure your partners perform at an optimal level. These are the five standard reports that you should expect from your collections partner.

By Blend | Oct. 7, 2019

Today’s lending platforms present the biggest opportunity for banking change since the introduction of the ATM.

By William Hunt | Oct. 4, 2019

Data from the Home Mortgage Disclosure Act shows cooperatives do more business in rapport-based loan categories relative to other lenders.

 

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By Erik Payne | Sept. 26, 2019

There was much to see at the financial innovation conference. Here’s what was most relevant to credit unions.

By Samantha Cristobal | Sept. 23, 2019

Loan originations dropped in the first quarter of 2019, but a pickup in activity in the second quarter has started to turn the tide.

By Rebecca Wessler | Sept. 23, 2019

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | Sept. 20, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2019.

By Aman Johal | Sept. 20, 2019

Utah credit unions reported robust annual deposit and loan growth.

By Callahan & Associates, Inc. | Sept. 19, 2019

Join Tim Kolk, president of TRK Advisors, for a discussion about how credit unions can optimize their card portfolios and remain competitive in this continually evolving market.

By CU Student Choice | Sept. 19, 2019

A patchwork of varying requirements is emerging as a growing list of states create their own rules and regulations.

By Sharon Simpson | Sept. 16, 2019

By concentrating on member service, State Employees’ Credit Union has forged a path to continued growth.

By Samantha Cristobal | Sept. 11, 2019

As credit card lending nationwide continues to rise, consumers are increasingly looking to credit unions as a source of lending.

By Sam Taft | Aug. 26, 2019

Incorporating peer analysis is an ideal way to enhance the impact of planning season.

By Rebecca Wessler | Aug. 19, 2019

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | Aug. 19, 2019

A new name and a new leader at the helm have helped Arbor Financial Credit Union post double-digit growth in core performance areas. What’s next for the Michigan cooperative?

By Marc Rapport | Aug. 19, 2019

Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.

By Maya Neuman | Aug. 13, 2019

An interactive dashboard by Callahan & Associates breaks down the credit union loan portfolio and allows readers to dive deeper into individual elements that matter most.

By Callahan & Associates, Inc. | Aug. 8, 2019

The 2019 Credit Card Management School, a partnership between Callahan & Associates and TRK Advisors, helps credit unions optimize their card portfolios and better understand the latest trends in program design and management.

By Rebecca Wessler | Aug. 5, 2019

Five can't-miss data points this week on CreditUnions.com.

By SWBC | Aug. 5, 2019

Turnaround times, member service, benefit from efficient LOS processes, especially in an environment of falling interest rates.

Partner Perspective
Capturing Commercial Deposits

By Elan Financial Services | Aug. 5, 2019

Would a merchant services program help your credit union grow deposits?

By E.C. Harrison | Aug. 5, 2019

A new approach to debt collection at WSECU is cutting contact center costs by $8,000 a month and identifying borrowers that need early intervention.

By SWBC | Aug. 5, 2019

Consumer protections apply equally to in-house and outsourced collections teams, and training for compliance should be a priority.

By Erik Payne | Aug. 5, 2019

Two credit unions are leveraging new-age technology to enhance marketing for an age-old product.

By Rebecca Wessler | Aug. 5, 2019

These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.

By Erik Payne | Aug. 5, 2019

The Quick Loan from Digital FCU offers a lifeline when members have more month than paycheck.

By Aman Johal | Aug. 5, 2019

Credit unions nationwide are making more student loans and taming delinquency rates.

By Erik Payne | July 29, 2019

Applying for a mortgage can be stressful and opaque. A new platform from the nation’s largest credit union improves the experience for would-be homeowners.

By Rebecca Wessler | July 29, 2019

Five can't-miss data points this week on CreditUnions.com.

By Rebecca Wessler | July 22, 2019

Five can't-miss data points this week on CreditUnions.com.

By Aman Johal | July 15, 2019

Credit unions reported the best delinquency rates since before the Great Recession. A deeper dive into the data shows which areas are performing the best.

By Rebecca Wessler | July 2, 2019

Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Marc Rapport | July 1, 2019

A small Ohio credit union includes income replacement in a loan package aimed at spurring personal and community economic development.

By Samantha Cristobal | June 27, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at first quarter 2019.

By Auto Financial Group | June 24, 2019

How residual based financing helps credit unions keep up with a changing auto lending landscape.

By Erik Payne | June 24, 2019

Canvas Credit Union’s 18-month-old account was designed with younger members in mind and has attracted millions in deposits to the Colorado cooperative.

By Marc Rapport | June 24, 2019

The new CECL accounting standards are expected to raise reserves and concern alike, but there could be some upsides, too.

By Callahan & Associates | June 20, 2019

Join Callahan & Associates, Rob Miller, CEO, and Laurie Fielder, VGreen program director, at Vermont State Employees Credit Union, for an interactive discussion about how the Green Mountain State cooperative has they have become one of the greenest credit unions in the country.

By Rebecca Wessler | June 17, 2019

Five can't-miss data points this week on CreditUnions.com.

By E.C. Harrison | June 17, 2019

Four credit unions with deep experience in SBA lending weigh in on building an effective program that frees up capital and minimizes risk.

By Celeste Karwan | June 11, 2019

Understanding key performance metrics will help gauge early successes and identify any operational adjustments needed to achieve strategic goals.

By Rebecca Wessler | June 10, 2019

Five can't-miss data points this week on CreditUnions.com.

Partner Perspective
Insourcing Vs. Outsourcing

By Elan Financial Services | June 10, 2019

What should a credit union consider when evaluating its in-house credit card program strategy?

By Marc Rapport | June 10, 2019

Loan participations are a proven way to address liquidity concerns and add some income. They can also be complicated, but there’s help.

By CU Student Choice | June 10, 2019

Partnerships with two startups add innovative college selection tool and student loan repayment benefit boost to college-bound members and credit union employees.

By Rebecca Wessler | June 3, 2019

Five can't-miss data points this week on CreditUnions.com.

By CULA | June 3, 2019

In a challenging economy credit unions must choose loan products that efficiently maximize returns.

By Marc Rapport | June 3, 2019

The Florida cooperative uses direct mail and digital techniques, plus a guarantee of 2 percentage points less than the member is paying now.

By E.C. Harrison | June 3, 2019

This Vermont cooperative is making life-changing auto loans to rescue borrowers who are underwater or burdened with high-interest debt of all kinds.

By Samantha Cristobal | June 3, 2019

Since year-end 2017, credit unions have gone from financing 19.7% of auto loans on the market to 20.5%.

By Aman Johal | June 3, 2019

Annual growth in auto loans was the fastest of any major loan product at U.S. credit unions. Dig deeper to learn why.

By Rebecca Wessler | June 3, 2019

Based on May traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Erik Payne | June 1, 2019

Innovations Federal Credit Union is a story of success and survival. Despite bearing the brunt of three disasters this past decade, the beach-based credit union has come out all the stronger for it.

By Samantha Cristobal | June 1, 2019

Credit unions in Missouri turned out impressive auto loan penetration and overall asset quality.

By Erik Payne | June 1, 2019

Since 2013, Innovations FCU has worked to serve the full business services needs of its low-income membership. In the wake of Hurricane Michael, the need may be greater than ever.

By Rebecca Wessler | May 28, 2019

Five can't-miss data points this week on CreditUnions.com.

By Samantha Cristobal | May 27, 2019

Commercial loans comprised 6.9% of the total lending portfolio at U.S. credit unions, an increase of 19 basis points from the same time last year.

By Maya Neuman | May 27, 2019

First quarter performance data points toward a rise in membership and loan and share balances.

By Samantha Cristobal | May 27, 2019

Cash and investments at credit unions was down at year-end 2018 as credit unions reallocated funds to fulfill loan demand.

By Maya Neuman | May 22, 2019

Interest income from loans and investments drove annual revenue growth among America's credit unions in the first quarter of 2019.

By Rebecca Wessler | May 20, 2019

Five can't-miss data points this week on CreditUnions.com.

By Blend | May 20, 2019

The San Francisco company’s digital lending platform handles more than one-fourth of the mortgage market; now, Blend does deposits, too.

By Sharon Simpson | May 20, 2019

A salary advance program at one of the nation’s largest credit unions helps members stop running in place and start saving for the future.

By Samantha Cristobal | May 20, 2019

First mortgages added $36.3 billion to the total loan portfolio in 2018.

By Samantha Cristobal | May 20, 2019

Delinquency in this portfolio remains the highest for any major credit union loan product.

By Celeste Karwan | May 16, 2019

Seattle and Washington, DC, are outperforming national averages in income and housing. But how do these markets fare in credit union membership growth and engagement metrics?

By Erik Payne | May 13, 2019

MSUFCU journey mapped its eight-year-old online loan application process to identify, and address, pain points.

By E.C. Harrison | May 7, 2019

Nobody likes to hear “no,” especially when it comes to money, but credit union lenders are delivering the news and working with members to get to “yes.”

By Marc Rapport | April 30, 2019

Coastal Federal Credit Union’s Go Green checking account pays dividends based on debit activity … and that’s it.

By Samantha Cristobal | April 30, 2019

Annual credit union loan growth was slower in 2018 than in 2017, but there is still evidence that loan demand remains robust.

By Samantha Cristobal | April 30, 2019

Share growth continued to lag loan growth, which put further liquidity pressure on the industry.

By Marc Rapport | April 29, 2019

Callahan’s annual Executive Outlook Survey gathers insight on what’s top of mind for credit union leaders across the country as they navigate changing local and national economic conditions.

By Marc Rapport | April 22, 2019

Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.

By Rebecca Wessler | April 22, 2019

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | April 18, 2019

What credit unions should be thinking about now to prepare the organization for the end of 2019 and beyond.

By Marc Rapport | April 15, 2019

Eric Jenkins at Georgia United Credit Union puts an executive’s title to the goal of driving deposits to meet loan demand.

By Marc Rapport | April 15, 2019

Nebraska’s 60 credit unions turned out a year of positive performance among all major metrics.

By Marc Rapport | April 12, 2019

Pennsylvania credit unions exceeded the national average in loan growth while keeping delinquencies below average.

By Marc Rapport | April 8, 2019

Callahan data shows uptick in all major metrics for Ohio’s 264 member-owned financial cooperatives.

By Marc Rapport | April 8, 2019

Callahan data shows record loan originations as well as an uptick in ROA in Arkansas, Oklahoma, and Texas.

By Aman Johal | April 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at fourth quarter 2018.

Feature
The Road Ahead

By Rebecca Wessler | April 1, 2019

Twelve finalists across three categories show what it means to push the leading edge in credit union technology.

By Marc Rapport | April 1, 2019

The lending and marketing automation platform offers qualified members loan approvals on their schedule, not the FI’s.

By Erik Payne | April 1, 2019

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Erik Payne | April 1, 2019

The Idaho credit union’s weatherization loan offers an alternative to high-interest credit cards and HELOCs.

By Samantha Cristobal | April 1, 2019

Florida credit unions reported year-over-year growth in deposits and loans in addition to reporting the highest share draft penetration of any state in the nation.

By Rebecca Wessler | March 25, 2019

Four can't-miss data points this week on CreditUnions.com.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Maya Neuman | March 1, 2019

Credit unions increased member value through lending, savings, community support, and more.

By Rebecca Wessler | March 1, 2019

Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Callahan & Associates | Feb. 26, 2019

Join the CreditUnions.com team for our Innovation Series, where four hand-picked lending solutions providers share their innovations with you.

By Erik Payne | Feb. 25, 2019

A high-yield savings account allows members and a credit union to achieve their savings goals.

By Samantha Cristobal | Feb. 25, 2019

Share balances are increasing across the country, but growth is especially notable at one Maryland credit union.

By Rebecca Wessler | Feb. 25, 2019

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 21, 2019

These four innovators are pushing the envelope toward new levels of smartphone functionality in credit union land.

By Maya Neuman | Feb. 21, 2019

As lending rolls along at U.S. credit unions, members show their appreciation by making timely payments.

By Marc Rapport | Feb. 20, 2019

These four innovators are pushing the envelope toward new levels of efficiency and service in credit union lending.

By Marc Rapport | Feb. 19, 2019

These four innovators are pushing the envelope toward new levels of technological innovation and security in credit union member experience.

By Aman Johal | Feb. 14, 2019

Find out how credit unions performed in 2018, 10 years after the economic downturn.

By Marc Rapport | Feb. 11, 2019

This Valentine’s Day, see how credit unions share the love via rewards programs and other givebacks.

By Maya Neuman | Feb. 7, 2019

The federal funds rate increased four times in 2018. Test your knowledge on the role these rate hikes play in credit union loan and deposit pricing.

By Rebecca Wessler | Feb. 4, 2019

Five can't-miss data points this week on CreditUnions.com.

Partner Perspective
A Tale Of 2 “Student” Loans

By CU Student Choice | Feb. 4, 2019

By offering both in-school and refinance lending, credit unions can appeal to members at multiple stages of life and establish a genuine opportunity for long-term relationships.

By SWBC | Feb. 4, 2019

Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.

By Erik Payne | Feb. 4, 2019

Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.

By Marc Rapport | Feb. 4, 2019

An automated credit card approval process at the Oklahoma cooperative makes it easy to deepen the member relationship.

By Rebecca Wessler | Feb. 4, 2019

Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Samantha Cristobal | Feb. 4, 2019

How has lending changed in the year after the NCUA revised the 5300 Call Report business loan schedule?

By Maya Neuman | Feb. 3, 2019

The economic landscape looks much different today than it did 10 years ago. How have credit unions navigated the changes in the larger economy?

By | Jan. 29, 2019

Join the Credit Union Investment Strategy Group of Oppenheimer & Co. Inc. for the webinar, 2019 Strategies For Continued Rising Rates: The Importance of Adding Floating Rate Investments and Floating Rate Loan Participations.

By Rebecca Wessler | Jan. 28, 2019

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Jan. 28, 2019

The Michigan credit union is democratizing data with an enterprise approach to developing new levels of visualized insight.

By Erik Payne | Jan. 28, 2019

Two credit unions with double-digit share growth offer insight into how they are attracting, and keeping, money in the cooperative.

By Aman Johal | Jan. 28, 2019

Auto market share and penetration rates increased at U.S. credit unions in the third quarter of 2018 even as indirect lending growth slowed.

By Chip Filson | Jan. 25, 2019

The regulator’s war on concentration risk belies the reality that all credit unions have niches and concentrations, and it's an excuse not to creatively seek workouts in the cooperative spirit.

By Marc Rapport | Jan. 21, 2019

People in the know share what they know as the new year unfolds.

By Callahan & Associates, Inc. | Jan. 10, 2019

Join Sandy Cloutier, chief risk officer for Infinity Federal Credit Union for an interactive discussion of how other credit unions may want to re-assess their own risk levels and find new ways to serve more of their members.

By Samantha Cristobal | Jan. 2, 2019

Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.

By Aman Johal | Jan. 2, 2019

Credit card balances were up 8.4% annually to $59.9 billion as of Sept. 30, 2018.

By Erik Payne | Jan. 1, 2019

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Aman Johal | Jan. 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at third quarter 2018.

By Maya Neuman | Jan. 1, 2019

Maine credit unions reported strong loan growth in the third quarter of 2018. Member relationships in the state strengthened as credit unions reported growth in both average share and loan balances.

By Aman Johal | Dec. 24, 2018

Total auto balances were on the rise as annual growth surpassed 10.8% in the third quarter of 2018.

By Rebecca Wessler | Dec. 24, 2018

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Dec. 18, 2018

Debt management mixes with the financial cooperative ethos in a year-round campaign for financial health.

By Paul Woodruf | Dec. 17, 2018

A leader of St. Louis Community Credit Union shares how the cooperative works every day to be “the social conscience of banking.”

By Aman Johal | Dec. 11, 2018

First mortgage balances at credit unions were up 9.9% as of Sept. 30, 2018.

By Erik Payne | Dec. 10, 2018

From conservative shop to risk-taker, Infinity FCU shares its five-year transformation into new loan products and C-D-E credit tier members.

By Sharon Simpson | Dec. 10, 2018

USAlliance Financial embraces a new motto and finds small ways to make a big difference in the lives of members.

By Samantha Cristobal | Dec. 10, 2018

Credit unions covered their operating expenses with net interest income alone for the first time in seven years.

By Callahan & Associates | Dec. 6, 2018

The ability of credit unions to run successful, prudent card programs is becoming more challenging. The third session of the CCMS helps the movement cast its eyes forward to prepare for 2019.

By Rebecca Wessler | Dec. 3, 2018

Based on November traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Rebecca Wessler | Nov. 19, 2018

Six can't-miss data points this week on CreditUnions.com.

By Sharon Simpson | Nov. 19, 2018

Members Advantage Community Credit Union's holiday loan meets member needs over the holiday season and uncovers opportunities for credit building all year long.

By Sharon Simpson | Nov. 17, 2018

The Palmetto State cooperative encourages small businesses to think big with banking, management, and consulting services.

By Aman Johal | Nov. 15, 2018

Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.

By Callahan & Associates | Nov. 13, 2018

Join Geoff Bullock, community engagement and education specialist for Firefly Credit Union, for an interactive discussion about how credit unions can successfully launch a niche loan program.

By Aman Johal | Nov. 13, 2018

The movement’s membership base is growing. How are credit unions responding?

By Maya Neuman | Nov. 13, 2018

Lending is strong, asset quality is, too, as third quarter performance data rolls in.

By Marc Rapport | Nov. 12, 2018

The Save My Change program at Community First of Florida helps members build savings and the credit union build interchange income.

By Rebecca Wessler | Nov. 12, 2018

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | Nov. 6, 2018

How two credit unions are adjusting their strategies to serve members and the cooperative.

By Rebecca Wessler | Nov. 5, 2018

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 5, 2018

Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.

By SWBC | Nov. 5, 2018

Trained professionals help ensure credit union members receive quality services from a third-party collector.

By Erik Payne | Nov. 5, 2018

How a piece of physical collateral educated members on the benefits of digital wallets and increased card usage at the same time.

By Sharon Simpson | Nov. 5, 2018

Black Friday specials at Service Credit Union offer a way to show members and staff some appreciation.

By Maya Neuman | Nov. 5, 2018

Total loans at U.S. credit unions increased by 9.7% in the second quarter of 2018 and reached an all-time high.

By CU Student Choice | Oct. 22, 2018

Credit unions have carved out a strong niche in providing responsible lending that fills a critical need for many thousands of families ever year.

By MeridianLink, Inc. | Oct. 22, 2018

Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.

By Marc Rapport | Oct. 17, 2018

First Tech FCU goes all in on student debt refinancing, with a suite of products and a team of in-house advisors working to meet specific needs of members.

By Erik Payne | Oct. 8, 2018

Fort Knox FCU is raising rates on its money market account to discourage members from taking their business elsewhere.

By Sam Taft | Oct. 1, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2018.

By Marc Rapport | Oct. 1, 2018

A growing list of cash-back rewards for member engagement is a linchpin of Rogue Credit Union’s loyalty strategy.

By Samantha Cristobal | Oct. 1, 2018

Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.

By Aman Johal | Oct. 1, 2018

Although credit card penetration rates held steady at 17.3%, credit card loan balances increased 9.1% annually.

By Maya Neuman | Oct. 1, 2018

The credit union loan portfolio surpassed $1.0 trillion in the second quarter of 2018. Dig deep into this piece of the balance sheet.

By Aman Johal | Oct. 1, 2018

As the industry looks for ways to accelerate deposits, it appears Iowa credit unions are ahead of the curve with higher than average share growth.

By Erik Payne | Sept. 10, 2018

In search of liquidity, Day Air Credit Union introduces a five-year certificate at 3.05% APY.

By Rebecca Wessler | Sept. 3, 2018

Based on August traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Samantha Cristobal | Aug. 28, 2018

As membership climbs higher, the variety and number of accounts members hold also rises.

By Rebecca Wessler | Aug. 27, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Aman Johal | Aug. 27, 2018

Asset quality is stronger than one year ago as 2018 shapes up to be the best year for delinquency since the Great Recession.

By Liz Furman | Aug. 27, 2018

Different generations require different conversations. This interactive series shows how credit unions can serve all ages.

By Erik Payne | Aug. 22, 2018

Loans, liquidity, and credit union love. How did credit unions perform in the second quarter?

By Liz Furman | Aug. 20, 2018

Different generations require different conversations. This interactive series shows how credit unions can serve all ages.

By Maya Neuman | Aug. 20, 2018

As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.

By Erik Payne | Aug. 16, 2018

How Las Colinas FCU’s student-run branches in area elementary schools help hone a savings habit.

By Erik Payne | Aug. 13, 2018

In a world of rising healthcare deductibles, one Keystone State cooperative is using health savings accounts to help members take control of their finances.

By Aman Johal | Aug. 13, 2018

Balances as well as delinquencies for credit union credit cards were on the rise in the first quarter of the year.

By Callahan & Associates | Aug. 9, 2018

A panel of Callahan millennials discuss how credit unions can better understand and engage first-time home-buyers.

By Erik Payne | Aug. 8, 2018

Homebuying can be scary. Jeanne D’Arc’s housewarming parties help members cut loose and celebrate a new stage of life.

By Erik Payne | Aug. 7, 2018

Everence FCU lives out the principle of stewardship through loan, investment, and deposit products.

By Rebecca Wessler | Aug. 6, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sharon Simpson | Aug. 6, 2018

A loan doesn’t have to be massive to be mighty. These high-impact programs have an outsize effect on members and communities.

By Fannie Mae | Aug. 6, 2018

How BECU uses Fannie Mae HomeReady Mortgage program and financial education to enable members to buy their homes.

By SWBC | Aug. 6, 2018

Software tools can help a credit union’s collection staff be more productive while providing better service.

By Ian Melhorn | Aug. 6, 2018

First quarter lending at credit unions contributed to an expanding balance sheet.

By Rebecca Wessler | Aug. 1, 2018

Based on July traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | July 30, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | July 30, 2018

Future losses will soon be part of the equation for calculating reserves, and there’s much work to be done.

By Erik Payne | July 30, 2018

Technology Credit Union has repositioned its balance sheet to prepare for today’s rate environment.

By Aman Johal | July 30, 2018

Real estate loans are among the best performing loans in the credit union portfolio. See what happened in the first three months of the year.

By Marc Rapport | July 23, 2018

A CFO-led team of four specialists and an intern collaborate across the enterprise at the world’s largest university credit union.

By Samantha Cristobal | July 9, 2018

Despite numbering only 19, credit unions in Vermont turned out an impressive performance.

By Rebecca Wessler | July 2, 2018

Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Liz Furman | July 2, 2018

Credit union auto lending growth revs up top-line growth.

By Rebecca Wessler | July 2, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | July 1, 2018

Jeanne D’Arc serves members of all incomes with one goal in mind: Help them better their financial lives.

By Erik Payne | June 25, 2018

An updated LOS operating system prompted TruStone Financial to re-evaluate its own loan processes.

By Rebecca Wessler | June 18, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Rebecca Wessler | June 11, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Liz Furman | June 11, 2018

Student lending at credit unions increased 14.0% to $4.0 billion in the first quarter of 2018. Test your knowledge of student lending in this data quiz.

By Rebecca Wessler | June 4, 2018

Based on May traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | June 4, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sentinel Warranty | June 4, 2018

Auto warranties increase revenue and member engagement while reducing repossession rates by up to 50%.

By SWBC | June 4, 2018

Rise above the competitive pool to win business.

By Erik Payne | June 4, 2018

Kemba’s automated indirect decisioning engine reduces the work load of human underwriters while improving the member experience.

By Marc Rapport | June 4, 2018

Three credit unions share how one-to-one lending has helped them build business and increase engagement with members.

By Liz Furman | June 4, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in credit union auto lending.

By Samantha Cristobal | June 4, 2018

How has the credit union auto loan portfolio changed over the past 20 years? Take this interactive infographic on a test drive to learn more.

By Ian Melhorn | June 1, 2018

CU Direct’s Drive ’18 conference digs into loan participations and stage performances.

By Rebecca Wessler | May 29, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | May 28, 2018

How 121 Financial’s own members serve as a catalyst for business lending and services growth at the Florida cooperative.

By Rebecca Wessler | May 21, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | May 21, 2018

Roughrider cooperatives build on a tradition of personal service and expert knowledge to sow the seeds of lending success.

By Erik Payne | May 21, 2018

Silver State Schools’ savings program has helped students in low-income schools tuck away more than $250,000 in five years.

By Harland Clarke | May 14, 2018

Alerts, seamless experiences, and turnkey deployment comprise this holistic approach.

By Elan Financial Services | May 14, 2018

How credit unions can prevent and respond to credit card fraud risks.

By Sam Taft | May 14, 2018

Numbers show that credit unions engaged with multi-owned CUSOs outperform those who aren’t.

By Erik Payne | May 8, 2018

After the Category 4 Hurricane Harvey decimated parts of southeastern Texas, TDECU vowed to keep 100% of its members in their homes.

By Marc Rapport | May 7, 2018

The opening day at Card Forum 2018 reveals insight about artificial intelligence and real human beings that credit unions can better reach out to and engage.

By Rebecca Wessler | May 7, 2018

Five can’t-miss data points this week on CreditUnions.com.

By SWBC | May 7, 2018

Credit unions have available and need to deploy the same kind of consumer-friendly lending options their larger competitors are providing.

By Marc Rapport | May 7, 2018

Teamwork and a new software system helped the Chicago cooperative execute a transformational change.

By Marc Rapport | May 7, 2018

Quicken Loans might be underpinning the revitalization of Detroit, but financial cooperatives are serving the long-awaited renaissance in their own ways.

By Liz Furman | May 7, 2018

Credit unions headquartered in the Central Region reported more loan accounts per members than those headquartered in other states. In what other areas did these cooperatives excel?

By Erik Payne | May 7, 2018

Three Callahan millennials talk about what it takes to buy a home, from the emotional connection to setting long-term savings goals.

By Erik Payne | May 1, 2018

Veterans programs, financial wellness, and food donation are three ways the Kentucky credit union serves its local citizens.

By Ian Melhorn | April 30, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at year-end 2017.

By Rebecca Wessler | April 23, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Maya Neuman | April 23, 2018

Real estate lending continues to dominate the loan portfolio, with first mortgage lending taking the largest share.

By Ian Melhorn | April 23, 2018

Credit unions in the Mid-Atlantic reported faster MBL growth than credit unions outside the region. In what other areas did these Mid-Atlantic cooperatives excel?

By Maya Neuman | April 16, 2018

Credit union loan originations reached an all-time high of $485.55 billion, growing at a rate of 5.2% over the past 12-months.

By Ian Melhorn | April 16, 2018

Credit unions continue to invest in local businesses within their communities in 2017.

By Maya Neuman | April 16, 2018

At 34.7% of the industry’s loan portfolio, auto loans were important to credit unions of every size across the country in 2017.

By Erik Payne | April 11, 2018

Takeaways from the second day of the 2018 LendIt Fintech conference.

By Erik Payne | April 10, 2018

Three takeaways from the first day of the 2018 LendIt Fintech conference.

By Erik Payne | April 4, 2018

Lottery-driven savings accounts through state leagues and individual credit unions add an element of excitement to a positive financial behavior.

By Rebecca Wessler | April 3, 2018

Based on March traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Worldpay Inc. | April 2, 2018

Proactive steps and working with the processor can help mitigate the potential damage.

By SWBC | April 2, 2018

Mini-houses, alternative leasing options, robust apps, are just part of the opportunity and challenges for serving a generation about to inherit trillions.

By Liz Furman | April 1, 2018

At year-end 2016, see which credit unions lead the way in six key cooperative metrics.

By Callahan & Associates | March 30, 2018

Callahan & Associates welcomes Emmy Hill, retail deposit product manager for UFCU, and Laurie Thomas, member operations manager for Credit Human, for a discussion of how both credit unions — and their members — benefit from a member-sharing agreement.

By Marc Rapport | March 28, 2018

Callahan’s annual Executive Outlook Survey shines a light on the economic challenges and opportunities for credit unions in the months ahead.

By Callahan & Associates | March 27, 2018

Learn how DCU structured its participations program and what key lessons leaders have learned along the way.

By Rebecca Wessler | March 26, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | March 26, 2018

How an FHLB down payment assistance program helps Empower FCU build a purchase-heavy real estate portfolio.

By Victoria Taylor | March 26, 2018

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Marc Rapport | March 19, 2018

Feedback from Callahan’s 2018 Executive Outlook Survey identifies industry challenges and opportunities for the months ahead.

By Sharon Simpson | March 19, 2018

A $112 million loan financed through a consortium of credit unions shines a light on the impact of the cooperative model in rural America.

By Rebecca Wessler | March 19, 2018

Five can’t-miss data points this week on CreditUnions.com.

Partner Perspective
Recovering Your Collection Costs

By Account Control Technology, Inc. | March 19, 2018

Infinitives and past-tense participles? Contractual language proves crucial in collections cost provisions and the cases that could follow.

By Sam Taft | March 12, 2018

In a changing economic environment, balance sheet management is top-of-mind with credit union executives.

By Rebecca Wessler | March 6, 2018

Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Aman Johal | March 5, 2018

Early data trends help leaders prepare for year-end analysis.

By Samantha Cristobal | March 1, 2018

Both the average share balance and average share accounts per member for New York credit unions was higher than national averages.

By Marc Rapport | March 1, 2018

The company's new Retail and Services Solution provides end-to-end lending and account opening across multiple channels through a single back-end.

By Callahan & Associates, Inc. | Feb. 28, 2018

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Feb. 26, 2018

The confluence of technology, research, capital, and optimism has given rise to a frenetic pace of innovation.These four will have far-reaching effects on credit unions everywhere. Part 2: Autonomous Vehicles In A Connected World.

By Rebecca Wessler | Feb. 26, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 26, 2018

How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.

By Victoria Taylor | Feb. 26, 2018

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Marc Rapport | Feb. 25, 2018

New solutions to old problems highlight the small credit union roundtable as CUNA’s big annual conference gets underway.

By Rebecca Wessler | Feb. 20, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Callahan & Associates | Feb. 15, 2018

Join the CreditUnions.com team for our inaugural Innovation Series, where four hand-picked lending solutions providers share their awesome innovations with you.

By Erik Payne | Feb. 14, 2018

Changes in auto lending and questions of liquidity highlight credit union performance in the fourth quarter of 2017.

By Aman Johal | Feb. 12, 2018

Innovative consumer loan and financial education products have helped BECU perform admirably in asset quality.

By Maya Neuman | Feb. 12, 2018

Is a digital footprint really that important? You bet your bottom dollar.

By Rebecca Wessler | Feb. 6, 2018

The 2018 Innovation Series presented by CreditUnions.com shows readers what cutting-edge suppliers are doing for the market.

By Ian Melhorn | Feb. 5, 2018

Real estate penetration at the Pine Tree State credit union reached 30.65% in the fourth quarter 2017.

By Rebecca Wessler | Feb. 5, 2018

Five can’t-miss data points this week on CreditUnions.com.

By PSCU | Feb. 5, 2018

Efficiency on the back end and heightened satisfaction on the front end await the credit union that deploys a robust LOS.

By Marc Rapport | Feb. 5, 2018

Community Choice Credit Union kept lending while the economy tanked and now is riding a new wave of MBL activity.

By CU Student Choice | Feb. 5, 2018

Credit unions can help their employees via targeted financial education and repayment assistance, and potentially strengthen SEG relationships, with new benefits tied to student loans.

By Rebecca Wessler | Feb. 5, 2018

Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Sam Taft | Feb. 5, 2018

Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.

By Samantha Cristobal | Jan. 31, 2018

Aggregate credit card balances outstanding at credit unions reached a record high at third quarter 2017.

By Marc Rapport | Jan. 29, 2018

In search of a new strategy to raise deposits, Credit Human partners with University FCU in a one-of-a-kind member-sharing arrangement.

By Rebecca Wessler | Jan. 22, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sharon Simpson | Jan. 22, 2018

When the loan-to-share ratio at UICCU topped 100%, and continued to grow, the Hawkeye State credit union adopted a three-pronged funding strategy.

By Rebecca Wessler | Jan. 8, 2018

Four can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Jan. 8, 2018

The Wisconsin credit union is adding length to its investments to make up for lost income in indirect lending.

By Marc Rapport | Jan. 8, 2018

Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.

By Ian Melhorn | Jan. 1, 2018

MBL originations grow 10 percentage points faster than last year.

By Rebecca Wessler | Jan. 1, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Ian Melhorn | Dec. 25, 2017

Credit unions make auto loans despite a slowdown in auto industry performance.

By Aman Johal | Dec. 25, 2017

First mortgages are on the rise as the real estate portfolio shifts.

By Rebecca Wessler | Dec. 25, 2017

Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are worth revisiting.

By Rebecca Wessler | Dec. 25, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Dec. 18, 2017

A range of rates and terms light up the credit union landscape around the world.

By Callahan & Associates | Dec. 4, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Ian Melhorn | Dec. 1, 2017

Credit unions across the nation have helped drive their local economies by increasing their investments in small business.

By Erik Payne | Dec. 1, 2017

New economic realities pushed SouthPoint Financial to expand into other segments of its loan portfolio. Here’s how it handled the exponential growth that followed.

By Maya Neuman | Dec. 1, 2017

Credit unions netted $24.2 billion in loans over the course of the third quarter.

By Erik Payne | Dec. 1, 2017

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Dec. 1, 2017

Credit unions have now posted 17 consecutive quarters of double-digit auto loan growth.

By Aman Johal | Dec. 1, 2017

Credit unions reported positive year-over-year balance sheet growth for all first mortgage lending products in the third quarter of 2017.

By Erik Payne | Dec. 1, 2017

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Ian Melhorn | Dec. 1, 2017

California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all higher than the national averages.

By Liz Furman | Nov. 29, 2017

Earning assets are the majority of assets at credit unions. What factors impact how credit unions can leverage them?

By Erik Payne | Nov. 28, 2017

Member-first, not bank-lite. How did credit unions perform in the third quarter?

By Rebecca Wessler | Nov. 27, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Maya Neuman | Nov. 21, 2017

Student lending at credit unions was up 13.7% in third quarter 2017.

By Rebecca Wessler | Nov. 20, 2017

Four can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 17, 2017

Why Shoreline Credit Union sold its stake in indirect lending.

By Erik Payne | Nov. 15, 2017

One millennial wonders if he will have to rent for the rest of his life.

By Rebecca Wessler | Nov. 13, 2017

Five can’t-miss data points this week on CreditUnions.com.

By CU Direct | Nov. 13, 2017

The right loan origination system can help ensure loan growth goals are met.

Understanding the role of family and technology can go a long way toward becoming the trusted agent for that most major of purchases.

By Fannie Mae | Nov. 13, 2017

Credit unions can use their traditional member service strength as an advantage in the digital age.

By CU Student Choice | Nov. 13, 2017

What are the key factors that credit unions must consider when implementing a private student lending program or managing an existing one?

Learn more about two channels of non-member deposits.

By Marc Rapport | Nov. 13, 2017

An Idaho credit union uses credit score analysis to build long-term relationships and the loan portfolio.

By Liz Furman | Nov. 13, 2017

Secondary market sales of burgeoning credit union mortgage share remains dominant, but credit unions are selling more loans to each other, too.

By Aman Johal | Nov. 13, 2017

New HMDA data shows how credit unions in different NCUA regions fared in 2016. And finally, loan purpose.

By Aman Johal | Nov. 8, 2017

New HMDA data shows how credit unions in different NCUA regions fared in 2016. Up now, loan type.

By Sam Taft | Nov. 7, 2017

In episode No. 836, Callahan's Senior Director of Industry Analysis Sam Taft joins the show to discuss trends in the mortgage market.

By Rebecca Wessler | Nov. 6, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Auto Financial Group | Nov. 6, 2017

A look at the three essential factors to evaluate partners to help credit union leaders best serve members and ensure their institution can thrive in areas that are outside their core competencies.

By Aman Johal | Nov. 6, 2017

New HMDA data shows how credit unions in different NCUA regions fared in 2016. Up first, mortgage originations.

By Rebecca Wessler | Oct. 30, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | Oct. 30, 2017

A Maryland credit union with a closed membership shows how its auto draft program is better for business than indirect lending.

By Liz Furman | Oct. 30, 2017

New HMDA data illuminates which credit unions, banks, and mortgage finance companies generate the most mortgages across the country.

By Callahan & Associates | Oct. 26, 2017

Callahan's analysts examine changes in market share at national, regional, and state levels using HMDA data.

By Rebecca Wessler | Oct. 23, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Liz Furman | Oct. 17, 2017

Did your state increase mortgage market share? See what state-level trends emerged with the recently released HMDA data.

By Rebecca Wessler | Oct. 16, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Oct. 2, 2017

Hope and Latino Community credit unions share products expanding homeownership in communities of color.

By Erik Payne | Sept. 28, 2017

Politics, advocacy, and impact rule the day at the Opportunity Finance Network’s 2017 conference.

By Marc Rapport | Sept. 25, 2017

A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.

By CU Student Choice | Sept. 25, 2017

The hottest employee benefit of 2017 could be a new opportunity for credit unions.

By Callahan & Associates | Sept. 22, 2017

In this webinar, John Felton, President and CEO of Southern Chautauqua Federal Credit Union discusses how the credit union's high engagement strategy enables it to take on lower-grade paper.

By Erik Payne | Sept. 18, 2017

MSUFCU looks inward to identify sticky products and save members millions.

By Elan Financial Services | Sept. 11, 2017

A focus on growing the credit card portfolio can yield growth among multiple loan touch points.

By Tim Mislansky | Sept. 7, 2017

Remember the 90s? That's the last time first-time homebuyers purchased homes at the same level as second quarter 2017.

By Victoria Taylor | Sept. 6, 2017

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Greg Gonsalves | Sept. 1, 2017

At second quarter, annual credit card balance growth has hit its highest rate in the past 11 quarters.

By Ian Melhorn | Sept. 1, 2017

Strong loan production across all product segments underpins the industry’s lending momentum.

By Ian Melhorn | Sept. 1, 2017

From a macro perspective, the auto industry is facing a headwind. On a positive note, credit union auto lending performance remains strong; the rate of growth, however, is a mixed bag.

By Aman Johal | Sept. 1, 2017

See by how much the industry's mortgage portfolio grew in the second quarter.

By Greg Gonsalves | Sept. 1, 2017

See why member business loans are one of the fastest growing loan segments in the credit union loan portfolio.

By Liz Furman | Sept. 1, 2017

Hawaiian credit unions are performing well in mortgage, auto loans, and regular savings products; however, financial cooperatives in the Aloha State have an opportunity to increase members relationships further via loans and long-term saving products.

By Callahan & Associates | Aug. 28, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Marc Rapport | Aug. 28, 2017

Interest on loans drive the income train, but other revenue streams are steaming along.

By Erik Payne | Aug. 28, 2017

An investigation into whether millennials should take responsibility for killing homeownership.

By Erik Payne | Aug. 23, 2017

Member, first mortgage, and share growth. How did credit unions perform in the second quarter?

By CU Student Choice | Aug. 21, 2017

In 2008, credit unions began dipping their toes into what many considered to be the treacherous waters of private student lending. More than nine years later, credit unions are charting a positive course.

By Sam Taft | Aug. 21, 2017

Fewer credit unions are originating mortgages, but credit union mortgage market share is increasing. Learn about the driving forces behind these trends.

By Marc Rapport | Aug. 21, 2017

A southern Louisiana credit union combines collections with counseling to improve loan performance as well as members’ lives.

By Rebecca Wessler | Aug. 21, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | Aug. 17, 2017

In the second quarter of 2017, the credit union auto market share and portfolio expanded despite declines in auto production and sales.

By Rebecca Wessler | Aug. 14, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Aug. 14, 2017

A fledgling title insurance CUSO at California Credit Union saves dollars and makes sense.

By Ian Melhorn | Aug. 10, 2017

Heritage Community Credit Union continues to lend amid declines in auto production and sales.

By Jon Jeffreys | Aug. 9, 2017

An analysis of home values by ZIP code could topple the assumption that owning a home remains the best of investments.

By Maya Neuman | Aug. 9, 2017

KeyPoint Credit Union offers a range of loan products to help members enter the housing market.

By Rebecca Wessler | Aug. 7, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Aug. 1, 2017

These cooperatives serve the financial and the spiritual needs of members.

By Erik Payne | July 31, 2017

Need-to-know information for any credit union launching this card product.

By Rebecca Wessler | July 31, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Rebecca Wessler | July 24, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | July 24, 2017

Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.

By Aman Johal | July 24, 2017

Credit unions are taming risk and outperforming other financial institutions.

By Callahan & Associates | July 13, 2017

Callahan & Associates and Truity Credit Union's AVP of Marketing, Amy Grose, discuss the credit union's Graduate Loan Package, including how it identified the opportunity, what specific requirements it has in place, and how the offering has helped increase members in the coveted 18- to 34-year-old demographic.

The largest generation yet has only known low rates. Education and comparison tools could go a long way toward preparing them, and your credit union, for future home buying.

Learn more about the next feature being added to the banking experience.

By Victoria Taylor | July 10, 2017

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Maya Neuman | July 1, 2017

Auto loans, the second-largest component of the credit union loan portfolio, expanded 13.8% over the past 12 months.

By Aman Johal | July 1, 2017

Credit card lending is on the rise at the nation's credit unions.

By Ian Melhorn | July 1, 2017

Credit unions that participate in member business lending, a full 35.9% of the industry, posted 15.2% year-over-year growth, and total MBL balances hit a record high of $62.7 billion as of March 31, 2017.

By Ian Melhorn | July 1, 2017

First quarter 2017 marked the 11th consecutive quarter that credit unions have posted double-digit lending growth.

By Greg Gonsalves | July 1, 2017

In the past five years, not only the types of mortgage originations but also the average size of first mortgages have changed.

By Ian Melhorn | July 1, 2017

There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho credit unions post the third-best performance among all 50 states for member, asset, loan, and share growth.

By Victoria Taylor | June 28, 2017

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Marc Rapport | June 27, 2017

On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.

By Callahan & Associates | June 26, 2017

In this webinar, Anheuser-Busch Employees Credit Union dishes on its auto balloon program, including how the St. Louis-based identified the opportunity and implemented the loan, and how the program has fared.

By Sharon Simpson | June 26, 2017

Two credit unions offer tips and best practices to succeed in the loan participation space.

By Aman Johal | June 26, 2017

Loan delinquency has been steadied by a balancing act between rising consumer and falling real estate loan delinquency.

By Rebecca Wessler | June 26, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Meghan Sink | June 21, 2017

The millennial disposition toward education and the student loan debt often associated with it — and how credit unions can help them overcome it all.

By Liz Furman | June 19, 2017

In this interview with CUbroadcast's Mike Lawson, Callahan industry analyst Liz Furman highlights auto lending trends and more from CU Direct's DRIVE17.

By Kaufman & Canoles | June 19, 2017

Any time a debt collector or a creditor communicates with a consumer on a debt, it is important to first review federal and state laws.

By Marc Rapport | June 12, 2017

How a new headquarters building and a community charter underpinned growth at Peru FCU.

By Liz Furman | June 7, 2017

Takeaways from CU Direct’s DRIVE17 include the importance of speed, the impact of innovation, and improvements in dealer relationships.

By Victoria Taylor | June 1, 2017

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Erik Payne | May 31, 2017

One report believes automated cars will be road ready by 2021. From then, the world will change fast.

By Rebecca Wessler | May 30, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | May 29, 2017

More stringent accuracy rules will force credit bureaus to leave liens and judgments out of millions of credit reports.

By Ian Melhorn | May 29, 2017

Analytics and technology are supporting a new wave of automated compliance and risk decisioning. Is your credit union ready to take the leap?

By Tim Mislansky | May 29, 2017

The housing market is hot right now. Here's what credit unions can do to make homeownership a reality for members.

By Callahan & Associates | May 25, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Erik Payne | May 24, 2017

Shares, loans, and full-time employee growth. How did credit unions perform in first quarter?

By Rebecca Wessler | May 22, 2017

Five can't-miss data points featured this week on CreditUnions.com.

Partner Perspective
Millennials In Focus

By CU Student Choice | May 22, 2017

What recent college grads say about student debt, what they needed at age 18, and how they chose their bank or credit union.

By Greg Gonsalves | May 22, 2017

When it comes to building a strong auto portfolio, there are ways to serve members outside the traditional loan.

By Liz Furman | May 10, 2017

Mortgage loan originations had a strong first quarter, but credit unions are keeping a larger percentage of mortgages on their books.

By Marc Rapport | May 8, 2017

Down payment assistance, home-buyer education, and savings plans are among the tools used by New York University FCU and San Mateo Credit Union to put members in homes in the hottest markets.

By Greg Gonsalves | May 8, 2017

The story behind Golden 1 Credit Union's 35.5% auto loan growth.

By Rebecca Wessler | May 8, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Sam Taft | May 8, 2017

Credit unions lent $461.2 billion throughout 2016, surpassing 2015 totals by 12.3%. See how top, middle, and lagging performers differed.

By Callahan & Associates, Inc. | May 4, 2017

Callahan & Associates and Dan Kampen, chief financial officer at Bellco, discuss the credit union’s participation lending strategy, including how to source business identify what buyers want.

By Maya Neuman | May 2, 2017

For Long Beach Firemen’s Credit Union, real estate lending is driving its average member relationship.

By Rebecca Wessler | May 1, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Mark Manicone | May 1, 2017

The American Dream is a strong national ethos that defines this country. But has that dream evolved, and does it mean the same thing for me as it once did for past generations?

By Mark Manicone | May 1, 2017

Enrollment in college and the amount of student loan debt are at an all-time high. See where two millennials at the University of South Carolina fall into the student debt narrative.

By Marc Rapport | May 1, 2017

A Cleveland credit union is one of only seven of its size in the country that makes auto leases, and it does a lot of them.

By Sharon Simpson | May 1, 2017

How a hybrid indirect business model helps a Palmetto State credit union earn auto lending referrals and new member face time.

By Sam Taft | May 1, 2017

Credit unions captured 18.0% of the auto lending market in the fourth quarter. That's an increase over one year ago. Where is that growth coming from?

By Marc Rapport | May 1, 2017

The St. Louis-based credit union makes a nice niche business out of a lease-like product.

By Rebecca Wessler | April 24, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | April 24, 2017

How a Northwest credit union partners with three other credit unions and a local CDFI lender to help microbusinesses prosper.

By Marc Rapport | April 24, 2017

A lean, not mean, operation helps this Beantown, SEG-focused credit union top the charts in member metrics.

By Rebecca Wessler | April 10, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | April 10, 2017

How a loan consortium in La Crosse, WI, aims to rebuild downtown and keep college students in state.

By Matt Taylor | April 10, 2017

Credit unions should consider moving from mere compliance checks to constant portfolio analysis. Here’s how to do that.

By Callahan & Associates | April 10, 2017

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.

The self-employed represent 10% of the nation’s workforce. Discover the tools you need to take your business with self-employed borrowers to the next level.

By Erik Payne | March 31, 2017

Callahan’s annual Executive Outlook Survey shines a light on the economic challenges and opportunities for credit unions in the months ahead.

By Greg Gonsalves | March 31, 2017

Wyoming credit unions are all about growth. These credit unions have posted some of the strongest growth rates of any state in the nation, and it appears more and more Wyomingites are selecting credit unions to be their primary financial institutions.

By Callahan & Associates, Inc. | March 23, 2017

Callahan & Associates and Jim Minge discuss how Texas Trust determined its goals, laid out its plan, and worked its 5-year strategy.

By Sharon Simpson | March 20, 2017

When Keys FCU put itself into voluntary conservatorship in 2009, its leaders and staff knew rebuilding together was the only way to save the credit union.

By Mark Manicone | March 20, 2017

30% of college students surveyed for a LendEDU study said they used student loan money for spring break. That’s their business … and their burden.

By Mark Manicone | March 7, 2017

To serve consumers of alternative financial services, credit unions must first understand who they are and what they want.

By Marc Rapport | March 6, 2017

Targeted promotions generate enough volume to make up for the smaller margin on home equity lines at SECU of Maryland.

Non-member deposits join indirect lending, MBLs, and loan participations as liquidity strategies.

By CU Direct | March 6, 2017

The inability to properly measure, manage, and predict risk appropriately has been the ruin of many a lender.

By Erik Payne | March 6, 2017

Credit Union of Southern California moved to a centralized lending environment in summer 2016. Here’s how the credit union built its team and adjusted policies.

By Fannie Mae | March 6, 2017

There’s help out there for ensuring QC happens among people and processes.

By Ian Melhorn | March 6, 2017

The strong lending growth posted by U.S. credit unions in fourth quarter 2016 is an apt wrap-up for a successful year.

By Maya Neuman | March 6, 2017

Student loan growth is on the rise and delinquency is falling at this California credit union.

By Rebecca Wessler | March 6, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | March 3, 2017

How America First, Mountain America, and Security Service divide and conquer the Utah auto market.

By Jon Jeffreys | March 2, 2017

This is not an indictment of large credit unions. Instead, I hope it’s a reminder to all of us of why we're here.

By SWBC | March 1, 2017

Expand your payment channels, conduct a “user journey” audit, and partner with experienced, trusted providers.

By Rebecca Wessler | Feb. 27, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Feb. 24, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Erik Payne | Feb. 22, 2017

Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?

By Michelle Parker | Feb. 21, 2017

Credit unions are on track to hit $2.3 billion in participations sold in fourth quarter 2016.

By | Feb. 20, 2017

Which states rank top in the nation for credit union auto loan originations?

By Erik Payne | Feb. 20, 2017

How Texas Trust’s approach to lending, technology, and convenience paved the path to asset growth.

By Callahan & Associates, Inc. | Feb. 15, 2017

Callahan & Associates and Alexa Bennett, marketing manager for Northern FCU, discuss how the credit union turned ACH data into lending gold.

By Rebecca Wessler | Feb. 13, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Sam Taft | Feb. 13, 2017

Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.

By Greg Gonsalves | Feb. 13, 2017

Indirect loans are taking an ever-increasing share of the auto portfolio, but growth is not even across credit union location and size.

By Michelle Parker | Feb. 13, 2017

Fourth quarter trends suggest credit unions will break MBL records.

By | Feb. 6, 2017

Share balances in third quarter increased at the fastest rate since fourth quarter 2009, but the loan-to-share ratio still grew.

By Greg Gonsalves | Feb. 6, 2017

If credit unions continue on their current path, will they be able to fund future loans solely through share growth?

By Erik Payne | Jan. 30, 2017