Lending

Adjustable Rate Mortgage (ARM)

By Bailey Reutzel | April 9, 2012

With PenFed’s 5/5 adjustable rate mortgage, members don’t have to worry about payments changing annually.

By Aaron Pugh | Sept. 5, 2011

Products and services drive organic growth and deeper relationships at United FCU.

By Rebecca Wessler | Jan. 25, 2010

Data from fourth quarter shows an increase in adjustable and fixed rate loan balances.

 

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By Rebecca Wessler | Jan. 7, 2010

SECU's effective lending strategy keeps members first and never gets too complicated.

By TransUnion | Jan. 4, 2010

While delinquencies are expected to decrease slowly at the national level, it is important to also understand the impact of market trends at the regional level. Here are 4 suggestions to successfully manage accounts and prevent losses.

By Callahan & Associates | Aug. 3, 2009

A federal savings bank began a fully transactional mortgage product it calls the Green Account and is attracting notice.

By Alix Patterson | April 13, 2009

Starting with the September 30, 2008 call report, credit unions were required to report their loan modification efforts. The data show that not all credit unions are reporting modifications and delinquency the same way but it does point to a growing challenge facing the industry. Here’s a brief look at the numbers in 5 easy-to-understand charts.

By Jay Johnson | Nov. 3, 2008

The ‘credit crunch’ became a ‘credit crisis’ in the third quarter, with consumers finding it increasingly difficult to obtain both mortgage and consumer loans. However, preliminary third quarter data indicates that credit union first mortgage lending activity is up 24 percent year-to-date versus the first nine months of 2007.

By Hunter Moss | Oct. 27, 2008

Developed by a cross-section of credit union stakeholders and spearheaded by the Credit Union Housing Round Table (CUHRT), a working document released today outlines a key credit union mortgage relief initiative.

Partner Perspective
The Seven Deadly Sins

By Mortgage Cadence | Oct. 27, 2008

One need look no further than the Seven Deadly Sins to see why we reached the current world-wide market mess.