Register to read, research, and engage with the industry on CreditUnions.com. Gain access to credit union performance analysis, case studies, and more. It's free to create an account.
Learn More About Peer-to-Peer
Upgrade Your Subscription
Update Your Company Affiliation
Credit Unions have a unique position as a balance sheet lender, this fact presents an opportunity to help members as the mortgage market struggles.
With the Fed poised to take action to ease the credit crunch that has overtaken the financial industry, credit unions continue to weather the storm and show their value to members through products and services designed to help them through these rough times.
Mortgage lending has remained in the headlines throughout the credit crunch. Credit union delinquency rates offer another perspective on the situation.
Sign up for the CreditUnions.com free newsletter and be the first to read our newest coverage of credit union strategies and insights.
sign up today
As news on subprime mortgages continues to flood the headlines, credit union mortgage quality remains high, even in interest only and payment option mortgages.
With 168 First Look credit unions reporting second quarter data, credit unions continue to outperform the market in mortgage originations.
In the wake of the subprime fallout, here are four steps to offering sustainable homeownership solutions to new and refinance borrowers.
One of the biggest players in home mortgage finance has announced a no fee first mortgage product. The implications for credit unions are momentous.
Increasing competition for A and B paper creates a subprime opportunity for credit unions – if priced properly and focused on member value.
A patent-pending financial product called the Ratchet Mortgage creates member value by capturing the benefits of refinancing, without transaction costs and traditional rate-shopping.
Recent data released by Prime Alliance shows credit unions are in line with current mortgage industry performance.