Join the Credit Union Investment Strategy Group of Oppenheimer & Co. Inc. for the webinar, 2019 Strategies For Continued Rising Rates: The Importance of Adding Floating Rate Investments and Floating Rate Loan Participations.

Secondary market sales of burgeoning credit union mortgage share remains dominant, but credit unions are selling more loans to each other, too.

Kevin Heal, vice president of Callahan Financial Services, discusses how to use the U.S. Treasury yield curve to price loans.

PenFed’s large stake in unusual adjustable rate mortgages helps defend against rate hikes while bolstering its bottom line.

What are credit unions doing to increase their visibility in the mortgage market?

Jon Paukovitch from Ent Federal Credit Union describes the Realtor education classes that propel its successful mortgage origination program.

State Employees’ Credit Union takes lending decisions out of the hands of automated systems and puts them into the hands of individual financial service officers.

Each mortgage modification a credit union makes to help members avoid foreclosure keeps the housing market in better health.

PenFed’s 5/5 ARM is a sought-after product but one that takes commitment to efficiency.

With PenFed’s 5/5 adjustable rate mortgage, members don’t have to worry about payments changing annually.

Products and services drive organic growth and deeper relationships at United FCU.

Data from fourth quarter shows an increase in adjustable and fixed rate loan balances.

SECU's effective lending strategy keeps members first and never gets too complicated.

While delinquencies are expected to decrease slowly at the national level, it is important to also understand the impact of market trends at the regional level. Here are 4 suggestions to successfully manage accounts and prevent losses.

A federal savings bank began a fully transactional mortgage product it calls the Green Account and is attracting notice.

Starting with the September 30, 2008 call report, credit unions were required to report their loan modification efforts. The data show that not all credit unions are reporting modifications and delinquency the same way but it does point to a growing challenge facing the industry. Here’s a brief look at the numbers in 5 easy-to-understand charts.

The ‘credit crunch’ became a ‘credit crisis’ in the third quarter, with consumers finding it increasingly difficult to obtain both mortgage and consumer loans. However, preliminary third quarter data indicates that credit union first mortgage lending activity is up 24 percent year-to-date versus the first nine months of 2007.

Developed by a cross-section of credit union stakeholders and spearheaded by the Credit Union Housing Round Table (CUHRT), a working document released today outlines a key credit union mortgage relief initiative.

One need look no further than the Seven Deadly Sins to see why we reached the current world-wide market mess.

Robin Simmons from Desert School CU discusses ways to assist members with mortgage troubles.

Members with adjustable-rate mortgages pose an increased risk. What can you do to better understand and mitigate your risk?

All eyes will be on Michael Phelps begins his quest to take home an unprecedented 8 Olympic gold medals. However, the attention of the financial services industry will remain equally glued on the US housing market. Let’s examine 2Q mortgage lending growth among First Look CUs, who will take home the gold?

In un-charted times such as today, credit unions must work together to overcome current challenges and continue to be the most trusted provider of financial services in the nation.

3 things credit unions might be taking for fact- debunk the myths.

With ARMs resetting and interest rates falling, credit unions can take advantage of the competition pulling back and increase the public perception of credit unions as a primary mortgage lender.

With credit worries surrounding financial institutions, credit unions are maintaining solid asset quality, but could do better to prepare for losses.

By stimulating interest in mortgage issues now before financial crisis has landed on your members’ front doors, your credit union can help make a difference.

As foreclosures continue to rise, recently released data from the Federal Reserve may help credit unions to identify areas where consumers are most likely to need help with mortgage loans.

Data released last week reported that foreclosure filings across the U.S. rose at a double digit pace. Should credit unions expect more foreclosures in their real estate portfolio?

Credit Unions have a unique position as a balance sheet lender, this fact presents an opportunity to help members as the mortgage market struggles.

With the Fed poised to take action to ease the credit crunch that has overtaken the financial industry, credit unions continue to weather the storm and show their value to members through products and services designed to help them through these rough times.

Mortgage lending has remained in the headlines throughout the credit crunch. Credit union delinquency rates offer another perspective on the situation.

As news on subprime mortgages continues to flood the headlines, credit union mortgage quality remains high, even in interest only and payment option mortgages.

With 168 First Look credit unions reporting second quarter data, credit unions continue to outperform the market in mortgage originations.

In the wake of the subprime fallout, here are four steps to offering sustainable homeownership solutions to new and refinance borrowers.

One of the biggest players in home mortgage finance has announced a no fee first mortgage product. The implications for credit unions are momentous.

Increasing competition for A and B paper creates a subprime opportunity for credit unions – if priced properly and focused on member value.

A patent-pending financial product called the Ratchet Mortgage creates member value by capturing the benefits of refinancing, without transaction costs and traditional rate-shopping.

Recent data released by Prime Alliance shows credit unions are in line with current mortgage industry performance.

Mortgage-backed securities can offer juicy yields, but require careful attention and selection to balance return and risk.

Several sources indicate that the housing market is flattening. However, it will be important to monitor foreclosures as rates reset.

There are conflicting accounts as to how the housing market will land as it comes off of its recent bubble. One study suggests a soft landing while another warns of a severe correction.

Credit unions exist to help members confront their toughest economic challenges and improve their financial well-being. Anne Myrick is just one of the many success stories.

Will the boom continue or is a real estate market slowdown on the way? Experts predict a return to a moderate appreciation rate in the short-term, however ambiguity remains.

Today is a new era in mortgage lending. Rather than choosing a 15 or 30-year fixed rate mortgage, prospective homeowners are looking at non-traditional options.

Credit union executives are reporting that members are choosing adjustable rate mortgages over fixed rate products, even in today’s rising rate environment.

Credit unions attending the Financial Solutions Symposium in Orlando were given the opportunity to hear a leading Wall Street analyst’s outlook for the mortgage-backed securities market – and the impact this sector will have on their business.