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Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.
An Idaho credit union uses credit score analysis to build long-term relationships and the loan portfolio.
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More stringent accuracy rules will force credit bureaus to leave liens and judgments out of millions of credit reports.
Cornhusker credit union Trius FCU offers ways to reach good borrowers in hard times while still mitigating risk.
By turning a longstanding credit model on its head, BECU repriced $100 million in loans in 2015.
First Source Federal Credit Union scores rapid loan growth by considering a borrower’s personal background as well as their financial history.
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
The California credit union uses a range of products to help members avoid payday lenders and build their credit.
Lending in South Texas might be riskier than some institutions’ appetites allow, but NavyArmy enjoys a little spice in its portfolio.