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Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.
Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are worth revisiting.
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An Idaho credit union uses credit score analysis to build long-term relationships and the loan portfolio.
More stringent accuracy rules will force credit bureaus to leave liens and judgments out of millions of credit reports.
Cornhusker credit union Trius FCU offers ways to reach good borrowers in hard times while still mitigating risk.
A Money 20/20 session on new credit scoring techniques highlights a new focus on financial inclusion and expanding the pool of potential borrowers.
By turning a longstanding credit model on its head, BECU repriced $100 million in loans in 2015.
First Source Federal Credit Union scores rapid loan growth by considering a borrower’s personal background as well as their financial history.
No credit bubble in sight at CU Direct’s Automotive Lending and Marketing Conference.