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How credit score migration analysis can identify opportunities and mitigate losses.
Now is not the time to be on the lending sidelines. As lending professionals, credit unions need to understand risks, make the right diagnosis, and look to expand lending channels.
Take an in-depth look at Hope Credit Union's success with low-income communities.
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Johns Hopkins FCU encourages thousands of borrowers to steer clear of payday loans and make smarter choices this time of year.
Credit unions are using resources such as GPS tracking devices and starter-interrupt systems to help members with low credit scores and questionable histories purchase cars.
Both automated and decentralized underwriting systems offer pros and cons to consider.
Social media complements traditional evaluation metrics to help institutions find credit-worthy applicants hiding behind a less-than-perfect FICO score.
With the right strategy, social channels are capable of generating tangible returns worthy of the extra investment.
A Q&A with Amy Perez, assistant vice president of retail lending at Grow Financial Credit Union.
State Employees’ Credit Union takes lending decisions out of the hands of automated systems and puts them into the hands of individual financial service officers.