Lending

Credit Score

By Denise Senecal | Feb. 18, 2008

Credit union members say that increasing savings and reducing debt are critical priorities for the coming year. Helping members not only identify appropriate goals, but track their progress towards these goals is a key opportunity for credit unions in 2008.

By TransUnion | Dec. 31, 2007

In today’s economic climate, understanding a member’s credit risk and how it impacts the entire portfolio is crucial for credit union’s financial success.

By Mike Werstuik | Feb. 19, 2007

The Federal Reserve Bank of New York recently released a study stating that payday lending may actually increase household welfare. Would a member’s welfare be higher with a payday lender or your credit union?

 

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By Mary Royston | Sept. 25, 2006

Teach your members the five factors that impact their FICO score and learn ways to manage it.

By Mike Werstuik | Sept. 18, 2006

Credit unions have an opportunity to reaffirm their original mission by broadly addressing the needs of lower-credit individuals relying on payday lenders.

By Sydney Mathis | April 17, 2006

Eastern Financial Florida Credit Union took a positive step towards creating an environment of exceptional member service when they began to focus on their largest asset, their employees.