GreenState Credit Union has committed $1 billion toward home loans for communities of color. CEO Jeff Disterhoft is rallying the entire industry to take similar steps.

The Wyoming-based credit union is testing a program that rewards members for contributing to a fund to help other members more easily afford a down payment on a home.

Credit unions across the country have rolled out programs to create better days in their communities.

A program at Carolina Foothills FCU targets low-income borrowers with flexible underwriting practices, financial education, and partnerships with public, private, and nonprofit groups.

Larger average mortgage balances have offset the reduced pipeline, and credit unions are holding these loans on their balance sheets at greater rates.

Lenders reported a record year for originations in 2021 despite rising asset prices and rates increases, both of which were substantively driven by inflationary pressures.

First mortgage and used auto dominate the loan portfolio, but commercial lending is hitting an all-time high.

The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.

Loan performance in 2020 might shed light on the future of credit union lending.

Historically low rates to start the year has contributed to strong mortgage lending through March.