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Some underwriting and belt-tightening, staffing and product changes are part of the response as swiftly rising rates roil the housing market.
The U.S. is experiencing a shortage of homes amid record demand, which is likely to have an impact on mortgage lending moving forward.
Supply still lags demand but price hikes are slowing, and a lot has changed in the past 15 years.
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Home equity loans for remodeling can help fill the mortgage lending pipeline as the refinancing boom begins to fizzle.
A panel of Callahan millennials discuss how credit unions can better understand and engage first-time home-buyers.
Targeted promotions generate enough volume to make up for the smaller margin on home equity lines at SECU of Maryland.
Credit unions used creative ways to serve new markets and members throughout 2016, and they survived the first year of some dramatic document changes.
Home equity lines of credit are drawing renewed interest among banks and credit unions as housing prices rebound amidst consumer confidence.
Credit unions can and should identify HELOC candidates and win that business before interest rates rise.
Not all dark waters as TRID changes take effect and HMDA changes announced, but much work remains.