Lending

Niche Lending

By Erik Payne | Nov. 16, 2020

A Louisiana credit union brings technical education within reach by removing two major barriers to attaining it.

By Marc Rapport | Aug. 3, 2020

One Idaho cooperative stands out in a rural market dominated by credit unions with a new package of home loans that serve educators and first responders.

By Rebecca Wessler | March 30, 2020

Credit unions help members and their communities every day of the year. Some of their more innovative offers are especially relevant during a time of heightened need.

 

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By Rebecca Wessler | Feb. 24, 2020

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 3, 2020

Consolidated Community Credit Union includes a security deposit loan among its package of new mortgage products that address the housing crunch in the Northwestern city’s market.

By Erik Payne | Aug. 5, 2019

The Quick Loan from Digital FCU offers a lifeline when members have more month than paycheck.

By Rebecca Wessler | Aug. 5, 2019

These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.

By Marc Rapport | April 22, 2019

Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.

By Erik Payne | April 1, 2019

The Idaho credit union’s weatherization loan offers an alternative to high-interest credit cards and HELOCs.

By Rebecca Wessler | March 25, 2019

Four can't-miss data points this week on CreditUnions.com.

By Chip Filson | Jan. 25, 2019

The regulator’s war on concentration risk belies the reality that all credit unions have niches and concentrations, and it's an excuse not to creatively seek workouts in the cooperative spirit.

By Callahan & Associates | Nov. 13, 2018

Join Geoff Bullock, community engagement and education specialist for Firefly Credit Union, for an interactive discussion about how credit unions can successfully launch a niche loan program.

By Rebecca Wessler | Aug. 6, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sharon Simpson | Aug. 6, 2018

A loan doesn’t have to be massive to be mighty. These high-impact programs have an outsize effect on members and communities.

By Marc Rapport | June 27, 2017

On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.

By Marc Rapport | May 1, 2017

The St. Louis-based credit union makes a nice niche business out of a lease-like product.

By Sharon Simpson | Jan. 2, 2017

Five lessons in setting short- and long-term goals.

By Marc Rapport | Dec. 20, 2016

Overlooked editorial gems provide insight and inspiration for the challenges and opportunities that lay ahead in 2017.

By Marc Rapport | Aug. 29, 2016

The New Mexico credit union puts community capital and cooperative principles to work.

By Marc Rapport | Aug. 22, 2016

Redstone Federal Credit Union combines risk and reward in its counseling-lending program and casts a wary eye at proposed CFPB changes in short-term loan regs.

By Marc Rapport | July 4, 2016

New employer group strategies and a focus on financial wellness have helped KCT get back to basics and sparked a sharp recovery at the suburban Chicago credit union.

By Marc Rapport | June 30, 2016

Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.

By Marc Rapport | June 23, 2016

New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.

By CU Student Choice | March 7, 2016

Private student lending has grown significantly in the credit union space, but it’s also often been viewed with a skeptical eye. Here's a look at the perceptions and realities.

By Marc Rapport | Feb. 22, 2016

Agency rule seen as especially favorable for real estate lending as regulatory relief languishes on Capitol Hill.

By Erik Payne | Aug. 27, 2015

In just four years, San Diego Metropolitan Credit Union has funded more than $75 million in energy-efficient home solar voltaic systems.

By Rebecca Wessler | Aug. 24, 2015

Rescue loans, allowance for loan and lease losses, strategies for non-indirect auto loan growth, and more this week on CreditUnions.com.

By Erik Payne | Aug. 1, 2015

How two credit unions developed successful niche mortgage products to satisfy the needs of their memberships.

By Callahan & Associates | May 1, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Origence, a CU Direct Brand | March 2, 2015

Point-of-sale consumer lending in retail and medical services can help increase loan portfolios and distinguish local credit unions from large, universal banks.

By Erik Payne | March 2, 2015

Credit unions with niche portfolios offer advice to prospective lenders.

By Marc Rapport | March 2, 2015

California-based Travis Credit Union combines the credit union experience with cultural customs.

By Rebecca Wessler | Dec. 22, 2014

Which loan strategies resonated with CreditUnions.com readers this year? Find out in this top 10 countdown.

By Callahan & Associates, Inc. | Nov. 20, 2014

Callahan & Associates managing partner Jon Jeffreys, DCU CEO Jim Regan, and Growthfountain CEO Ken Staut discuss the potential for credit unions and crowdfunding.

By Marc Rapport | Nov. 10, 2014

The California credit union uses a range of products to help members avoid payday lenders and build their credit.

By Marc Rapport | Nov. 10, 2014

Proposed changes under the Military Lending Act could limit payday lending alternatives.

By Aaron Pugh | Oct. 13, 2014

Incubators and other like-minded organizations help credit unions connect with entrepreneurs and new business.

By Callahan & Associates | Oct. 1, 2014

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Callahan & Associates | July 21, 2014

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Rebecca Wessler | July 16, 2014

CreditUnions.com shines the light on credit unions that are using a bit of ingenuity to bring un- and underbanked consumers into the credit union fold.

By Aaron Pugh | July 14, 2014

Three ways credit unions can connect with one segment of overlooked, underserved business borrowers.

By Erik Payne | June 25, 2014

A small business loan by Boston Brewing Company offers inspiration for credit unions.

By Erik Payne | May 19, 2014

How Legacy transformed an uninspiring product into a highly marketable Lifestyle Loan

By Drew Grossman | May 19, 2014

To draw on a home equity line of credit, Hanscom Federal members can use a credit card and lock in rates for portions of the loan.

By Rebecca Wessler | May 19, 2014

Pennsylvania’s Members 1st Credit Union offers merchant and member business lending as part of its diverse loan suite.

By Drew Grossman | May 19, 2014

When banks couldn't make development loans during the recession, Community First captured the business instead.

By Rebecca Wessler | May 19, 2014

This week, CreditUnions.com is all about developing the perfect niche offering for those hard-to-serve members.

By Erik Payne | April 7, 2014

One Nevada’s distressed borrower home loan program offers best practices for credit unions in any region.

By Victoria Taylor | March 21, 2014

Going to the chapel costs as much as buying one these days, but these credit unions are helping brides plan smart and overcome the sticker shock.

By Sharon Simpson | March 3, 2014

A Midwest credit union offers financial services specifically tailored to the career patterns and business practices of its artistic community.

By Aaron Pugh | Feb. 5, 2014

Take an in-depth look at Hope Credit Union's success with low-income communities.

By Callahan & Associates | Oct. 15, 2013

NorthCountry Federal Credit Union saw an opportunity to help northern Vermont employers by making payday advance solutions available.

By Erik Payne | Sept. 23, 2013

Crowdfunding is the next big thing in lending, but is it better than what credit unions offer?

By Sharon Simpson | Sept. 16, 2013

WSECU’s short-term loan offers much-needed credit without the exorbitant rates and fees typically associated with these types of products.

By Catherine Siskos | Sept. 16, 2013

Niche lending helps credit unions build a loyal following while boosting portfolio values.

By Drew Grossman | Aug. 19, 2013

For Randolph-Brooks Federal Credit Union, government furloughs are not unlike natural disasters.

By Drew Grossman | July 26, 2013

Possible immigration reform creates an opportunity for credit unions to attract new members and help them plan for the financially tricky path to legal citizenship.

By Drew Grossman | July 15, 2013

Manatee Community uses a stair-step loan strategy to help members establish a relationship with a financial institution, build savings, build credit, and apply for unsecured funds.

By Aaron Pugh | July 15, 2013

Special loan rates for qualifying segments, such as military members, help credit unions stay true to their values and remain financially stable.

By Impac Companies | May 6, 2013

Financing properties for renovation requires a thorough understanding on behalf of borrowers.

By Aaron Pugh | March 4, 2013

For many credit unions, financing recreational vehicles is a powerful way to shift loan portfolios into overdrive.

By Melissa Forsyth | Dec. 10, 2012

Mark Ritter, VP of Business Lending Sales, shares how Members 1st created an annual Business Services Workshop to network and increase its participation program.

By Aaron Pugh | Oct. 22, 2012

Superior Credit Union stands out by appealing to members’ unique interests.

By Aaron Pugh | Oct. 1, 2012

Michigan State University FCU invests in entrepreneurs to retain young membership and jump-start community businesses.

By Bailey Reutzel | Sept. 24, 2012

Environmentally friendly Vermont State Employees explores loan options to help members retrofit their homes for savings.

By Melissa Forsyth | Aug. 27, 2012

Taxicab medallions, which allow drivers to operate, are in high demand in New York. And Progressive Credit Union is cashing in with loans.

By Bailey Reutzel | July 27, 2012

Liberty Savings Credit Union created an unsecured loan with an 18% fixed rate to help members avoid predatory loans.

By Melissa Forsyth | July 2, 2012

Veridian Credit Union's Green Initiative Project includes auto and home improvement loans to encourage members to make eco-friendly choices.

By Victoria Taylor | June 12, 2012

Gen Y is facing unprecedented economic hardships, but they don’t deserve to be lured into unhealthy financial products.

By Rebecca Wessler | Feb. 22, 2012

Look to Veridian for a standout example of leadership and engagement.

By Brianne Aiken | Nov. 30, 2011

West-AirComm Federal Credit Union executives explain how their annual $2,500 holiday loan has been a win-win situation.

By | Nov. 30, 2011

West-AirComm Federal Credit Union executives explain how their annual $2,500 holiday loan has been a win-win situation.

By Rebecca McClay | Nov. 28, 2011

Credit unions can offer special short-term loans and financial counseling during these high-spending months.

By Rebecca McClay | Oct. 1, 2011

Village Credit Union invested in learning about another culture to attract a niche market.

By Aaron Pugh | Sept. 20, 2011

GTE utilizes a niche product suite and realtor relationships to give homebuyers the best shot.

By Rebecca McClay | July 18, 2011

Many credit unions develop specialized mortgage products for specific homeowner groups.

By Aaron Pugh | May 23, 2011

Members have different reasons for cutting back on fuel usage, but the time is right to help them break some dependence and save money in the process.

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Bend, Not Break

By Aaron Pugh | April 4, 2011

A potential government shut down is days away, but credit unions across the country are poised to help members absorb financial setbacks.

By Brooke C. Stoddard | April 1, 2011

The spirit of entrepreneurship is taking the wheel in 2011.

By Brooke C. Stoddard | April 1, 2011

Loan specials and lending value will continue in 2011.

By Rebecca Wessler | Feb. 7, 2011

From around-the-clock availability to emergency credit, here are just three ways Security Service offers members what they need when they need it.

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Death and Taxes

By Aaron Pugh | Jan. 17, 2011

Credit unions can’t do much about the first of these absolutes, but a variety of options are available to position members for success with the second.

By Brooke C. Stoddard | Oct. 1, 2010

A strong membership frees up resources to build a stronger credit union.

By Aaron Pugh | Oct. 1, 2010

In a time when all aspects of your membership still bear the scars of the recession, now is the perfect time to refocus on an underserved, reliable, and untapped market of your membership, recent Hispanic immigrants and foreign citizens living in the United States.

By Rebecca Wessler | Jan. 7, 2010

SECU's effective lending strategy keeps members first and never gets too complicated.

By Lydia Cole | Oct. 1, 2008

Chartered in 1935, Justice Federal serves the Department of Justice, its associated agencies including the FBI and DEA, the Department of Homeland Security, the Courts of the District of Columbia and law enforcement affinity groups.

By Brooke C. Stoddard | July 1, 2008

Wright-Patt CU wanted to set up a student lending program and found it could team with the new Credit Union Student Choice network.

By Callahan & Associates | July 1, 2008

Ent Credit Union ($2.4B, Colorado Springs, CO) has seen significant growth and opportunity in their FHA program.