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Some underwriting and belt-tightening, staffing and product changes are part of the response as swiftly rising rates roil the housing market.
Supply still lags demand but price hikes are slowing, and a lot has changed in the past 15 years.
When it comes to building the auto portfolio, BHCU and Seasons FCU take different directions but arrive at the same destination.
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Home equity loans for remodeling can help fill the mortgage lending pipeline as the refinancing boom begins to fizzle.
Low interest rates have ignited interest in refinances. At Star One, mortgage modifications build member loyalty.
The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.
Timely strategies for increasing your lending opportunities (while delivering exceptional member service) during and after the pandemic.
One Idaho cooperative stands out in a rural market dominated by credit unions with a new package of home loans that serve educators and first responders.
The Florida cooperative uses direct mail and digital techniques, plus a guarantee of 2 percentage points less than the member is paying now.
By offering both in-school and refinance lending, credit unions can appeal to members at multiple stages of life and establish a genuine opportunity for long-term relationships.