Lending

Subprime

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Callahan & Associates, Inc. | April 5, 2017

Holistic policy covering consumer lending, MBL, Mortgage lending, and Collections.

By Marc Rapport | June 23, 2016

New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.

 

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By Sam Taft | June 9, 2015

No credit bubble in sight at CU Direct’s Automotive Lending and Marketing Conference.

By Marc Rapport | Nov. 10, 2014

Proposed changes under the Military Lending Act could limit payday lending alternatives.

By Marc Rapport | Oct. 7, 2014

NBC, NYT pieces on collections give credit unions pause for thought.

By Janet Lee | Aug. 4, 2014

From higher loan balances to lower delinquency rates, credit unions outperformed all other auto lenders in the first quarter.

By Erik Payne | June 27, 2014

How MECU embraced Baltimore's demographic challenges, increased its members' financial stability, and provided a beacon of hope where others fell short.

By Aaron Pugh | Dec. 9, 2013

Johns Hopkins FCU encourages thousands of borrowers to steer clear of payday loans and make smarter choices this time of year.

By Drew Grossman | April 4, 2013

A new initiative from the Obama administration may help drive better opportunities for first-time homebuyers and those without high credit scores.