By Rebecca Wessler | Aug. 5, 2019

These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Callahan & Associates, Inc. | April 5, 2017

Holistic policy covering consumer lending, MBL, Mortgage lending, and Collections.


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By Marc Rapport | June 23, 2016

New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.

By Sam Taft | June 9, 2015

No credit bubble in sight at CU Direct’s Automotive Lending and Marketing Conference.

By Marc Rapport | Nov. 10, 2014

Proposed changes under the Military Lending Act could limit payday lending alternatives.

By Marc Rapport | Oct. 7, 2014

NBC, NYT pieces on collections give credit unions pause for thought.

By Janet Lee | Aug. 4, 2014

From higher loan balances to lower delinquency rates, credit unions outperformed all other auto lenders in the first quarter.

By Erik Payne | June 27, 2014

How MECU embraced Baltimore's demographic challenges, increased its members' financial stability, and provided a beacon of hope where others fell short.

By Aaron Pugh | Dec. 9, 2013

Johns Hopkins FCU encourages thousands of borrowers to steer clear of payday loans and make smarter choices this time of year.

By Drew Grossman | April 4, 2013

A new initiative from the Obama administration may help drive better opportunities for first-time homebuyers and those without high credit scores.

By Drew Grossman | March 4, 2013

Subprime auto loans can diversify loan portfolios while turning the people whose credit you help rebuild into long-term loyal members.

By Aaron Pugh | Dec. 10, 2012

Put the right products and services in place, and then take a closer look at credit-damaged members.

By Aaron Pugh | Dec. 10, 2012

A New Hampshire cooperative offers credit-building products that break the payday loan cycle.

By Aaron Pugh | Dec. 10, 2012

Compounding loan rate reductions help members damaged by economic circumstances.

By Aaron Pugh | July 1, 2010

The market for lending is changing but don't let big shakeups overshadow the small, crucial steps that will make or break your credit union's ultimate success. Credit union consultant Chris Oldag shares best practices for all aspects of the modern market.

By Chris Tissue | April 1, 2010

This edition is brought to you straight from the corporate communities that use this holiday to have a little fun and show some personality. And from the letters C and U.

By Callahan & Associates | April 1, 2010

Competition is back in lending. Here are three simple web strategies to continue your loan growth in 2010.

By Rebecca Wessler | Jan. 7, 2010

SECU's effective lending strategy keeps members first and never gets too complicated.

By Brett Christensen | Feb. 2, 2009

Last year, we covered the soon to be released, FICO 08. Due to litigation between Fair Isaac Co. and the credit bureaus, the roll-out was delayed. However, the lawsuits are now settled. The three major credit bureaus have announced plans to roll-out the changes at various points in the year.

By Callahan & Associates | Jan. 1, 2009

Beleagured members benefit when Ent Federal Credit Union's collection team morphs into proactive Member Solutions department.

By Lydia Cole | Dec. 8, 2008

Credit unions, without government assistance or prompting, have officially reported 6,642 modified mortgages, with just over $1 billion outstanding in modified mortgage loans.

By Hunter Moss | Oct. 27, 2008

Developed by a cross-section of credit union stakeholders and spearheaded by the Credit Union Housing Round Table (CUHRT), a working document released today outlines a key credit union mortgage relief initiative.

By Callahan & Associates | Oct. 27, 2008

There are many benefits for credit unions that choose to represent themselves at auto auctions. However, the credit unions that are the most successful are the ones that are familiar with the auto auction sales process.

By Origence, a CU Direct Brand | June 30, 2008

Although new vehicle sales are at a nine-year low, auto lending still represents a strong opportunity for credit unions.

Partner Perspective
The Early Bird gets the Worm...

By Mortgage Cadence | April 7, 2008

It pays to be patient. The current subprime fallout is driving the record-breaking lending volumes credit unions experienced during the first quarter of this year. Let's not take it for granted.

By Joe James | Oct. 24, 2005

Non-Prime lending has grown rapidly throughout the United States. Here are three reasons why credit unions should get involved in this market.

By Joe James | Oct. 3, 2005

Although sub-prime lending can be a risky endeavor, Patelco Credit Union has been successful in providing sub-prime loans to its members.