Financial Wellness

By Marc Rapport | Sept. 13, 2021

The cooperative has integrated credit score reporting and improvement tips into its mobile and online banking. So far, uptake has been strong.

By Callahan & Associates, Inc. | Aug. 19, 2021

Jeff Sobieralski, director of financial health and wellbeing, and Michelle Straber, assistant vice president of learning and performance, Teachers Credit Union ($4.2B, South Bend, IN) discuss how the credit union formalized conversation training for employees to dig deeper into a member’s underlying financial health.

By Erik Payne | May 24, 2021

An in-house training program coaches member-facing staff on how to dig deeper during everyday interactions.


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By Marc Rapport | May 24, 2021

Kenia Calderon Ceron is forging a deeper relationship between Iowa’s biggest financial cooperative and the state’s growing Latino population.

By Erik Payne | May 24, 2021

Affinity FCU’s outbound calling team seeks out suffering members to help solve their financial problems.

By Marc Rapport | May 10, 2021

Cindy Jones spearheads First Financial’s efforts to improve financial health and literacy among Baltimore-area schools.

By Erik Payne | May 10, 2021

Patelco Credit Union’s small-dollar loan doubles down on financial wellness principles by helping members with low or no credit improve their financial station.

By Marc Rapport | April 26, 2021

Diane Sandoval-Griego coordinates diverse efforts to improve financial wellbeing for a multicultural membership.

By Callahan & Associates | April 19, 2021

Credit unions share insights about programs and strategies aimed at helping marginalized members and communities.

By Marc Rapport | April 12, 2021

Ann McMillian leads the charge to improve member and enterprise financial wellness at IH Mississippi Valley Credit Union.

By Marc Rapport | March 29, 2021

Philadelphia FCU offers cash prizes and counseling sessions for winners of a campaign targeted to reach recipients of social services.

By Erik Payne | March 23, 2021

The California cooperative introduces an entirely new in-branch role as part of its organizational shift to promote wellbeing.

By Marc Rapport | Feb. 22, 2021

A new analytics strategy has fixed misconceptions about members and fuels targeted product creation and marketing.

By Anson Vuong | Jan. 13, 2021

In a world of self-serving member experience metrics, supporting a member’s financial wellbeing is all about them, which is truly the pinnacle of member service.

By PSCU | Jan. 11, 2021

Why PSCU has committed to employee and member financial wellness and how the movement can do the same.

By Marc Rapport | Jan. 11, 2021

Jeff Sobieralski educates and engages members at the Indiana financial cooperative.

By Rebecca Wessler | Sept. 1, 2020

Based on August traffic (and our editorial instincts), here are the top articles and blogs that appeared on

By Erik Payne | Aug. 31, 2020

Wyoming’s Meridian Trust FCU offers best practices and lessons learned on the promotional side of the industry’s operations.

By Marc Rapport | Aug. 28, 2020

The Kansas City credit union uses insights from feedback to refine responses and shine during the pandemic.

By Marc Rapport | Aug. 17, 2020

Nearly 30,000 attendees have attended virtual financial education webinars since the pandemic halted in-person sessions at VACU.

By Sharon Simpson | April 16, 2020

Three anecdotes show how Abound Credit Union is turning purpose into action in the Bluegrass State.

By Erik Payne | April 14, 2020

Two partnerships allow Northern Credit Union to help community members lead better financial lives.

By Rebecca Wessler | Feb. 24, 2020

Five can't-miss data points this week on

By E.C. Harrison | Feb. 24, 2020

A meeting between a socially minded lender in Texas and a credit union in Florida leads to an innovative microlending program with nationwide applicability.

By Marc Rapport | Feb. 24, 2020

Fort Knox FCU is now Abound, and it has a holistic plan to help improve health and wellness among the people it serves.

By E.C. Harrison | Dec. 9, 2019

Cooperatives are the last refuges for holiday loans and Christmas club accounts, but members can find skip-a-payment, credit card rewards deals, and post-holiday debt consolidation programs there, too.

By Marc Rapport | Oct. 21, 2019

1st Financial combines the right products with direct engagement to help underbanked residents build credit and financial security.

By Marc Rapport | Aug. 26, 2019

St. Louis Community Credit Union strives to be a positive force, and it has the impact report to prove it.

By Marc Rapport | July 8, 2019

The California credit union digitally guides members to matching what they need financially to what the credit union has to offer.

By E.C. Harrison | June 3, 2019

This Vermont cooperative is making life-changing auto loans to rescue borrowers who are underwater or burdened with high-interest debt of all kinds.

By Rebecca Wessler | April 23, 2019

April is National Credit Union Youth Month. To help young members picture a brighter financial future, Callahan employees spill on strategies that have worked for them.

By Callahan & Associates, Inc. | April 4, 2019

Join Callahan & Associates and Kris VanBeek, CEO of USAlliance Financial FCU, for a live discussion about the New York’s cooperative’s “Live Life Fully” motto. Learn how the credit union has incorporated the brand concept into everything from marketing campaigns to internal practices and hear how members have reacted to it.

By Callahan & Associates, Inc. | March 19, 2019

Join Callahan & Associates and Tracy Szarzi-Fors, vice president of marketing and business development at Wright-Patt Credit Union, for an interactive discussion about how the Ohio cooperative is helping members create actionable plans to achieve financial flexibility and freedom.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Sharon Simpson | March 4, 2019

Based on member feedback, BECU now incorporates financial education into its annual meeting.

By Erik Payne | March 4, 2019

Firefly Federal Credit Union’s local partnership helps members attain credit worthiness.

By Marc Rapport | March 4, 2019

A coaching program at Wright-Patt Credit Union teaches members how to be responsible with money while enjoying life.

By Marc Rapport | Dec. 18, 2018

Debt management mixes with the financial cooperative ethos in a year-round campaign for financial health.

By Paul Woodruf | Dec. 17, 2018

A leader of St. Louis Community Credit Union shares how the cooperative works every day to be “the social conscience of banking.”

By Marc Rapport | Nov. 26, 2018

The New Mexico credit union’s year-round financial wellness and literacy efforts take on even more meaning this time of year.

By Callahan & Associates | Sept. 26, 2018

Rebecca Freeman, associate vice president of marketing for Silver State Schools Credit Union, will discuss the credit union's student savings program.

By Callahan & Associates, Inc. | July 16, 2018

Join Kelsey Balcaitis, community education director for A+ Federal Credit Union, and Callahan & Associates for a discussion about how the credit union supports financial literacy, the value of promoting financial literacy to local youth, and best practices in program management.

By Rebecca Wessler | July 2, 2018

Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on

By Marc Rapport | July 2, 2018

Counseling and lending go hand-in-hand in Border FCU’s financial empowerment program.

By Rebecca Wessler | July 2, 2018

Five can’t-miss data points this week on

By Erik Payne | July 1, 2018

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Erik Payne | July 1, 2018

Jeanne D’Arc serves members of all incomes with one goal in mind: Help them better their financial lives.

By Erik Payne | July 1, 2018

How Jeanne D’Arc makes a difference to those it serves.

By | June 25, 2018

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Callahan & Associates | June 21, 2018

Join Anita Newton, chief innovation officer for CommunityAmerica Credit Union, and Callahan & Associates for a discussion about how the credit union's innovation lab puts member experience first and what the cooperative has learned about developing tools that members will adopt.

By Chris Howard | June 19, 2018

Two conferences this spring bring to light five ideas that credit unions can use.

By Rebecca Wessler | May 21, 2018

Five can’t-miss data points this week on

By Erik Payne | May 21, 2018

Silver State Schools’ savings program has helped students in low-income schools tuck away more than $250,000 in five years.

By Erik Payne | May 14, 2018

A+ FCU partners with local Scout troops to teach young people how to take charge of their financial future.

By Erik Payne | May 1, 2018

Veterans programs, financial wellness, and food donation are three ways the Kentucky credit union serves its local citizens.

By Rebecca Wessler | April 30, 2018

Five can’t-miss data points this week on

By Marc Rapport | April 30, 2018

Oregon State Credit Union shares how it works to improve the lives of America’s consumers.

By Samantha Cristobal | April 25, 2018

Even with preparation, middle school students are surprised to see how tight real-life budgets can pull.

By Rebecca Wessler | April 23, 2018

Five can’t-miss data points this week on

By Marc Rapport | April 17, 2018

The #StopMoneyShaming campaign originating from Philadelphia is one example of the nationwide efforts the movement is leading.

By Rick Leander | April 11, 2018

Every detail in the member experience sends a message about how they should act. Thoughtful tweaks on the credit union’s part can lead to smarter choices from members.

By Marc Rapport | April 9, 2018

The “Guy in Flannel” series is the latest in a creative venture into market engagement and financial literacy for Virginia Credit Union.

By Sharon Simpson | Feb. 12, 2018

A Gen X mother shares three ways any parent, or financial institution, can encourage money management.

By Marc Rapport | Dec. 18, 2017

Credit unions offer holiday-based financial tips that focus on year-round financial wellness.

By Marc Rapport | Dec. 18, 2017

The venerable holiday savings plan still helps thousands save millions each year at credit unions across the land.

By Marc Rapport | Nov. 13, 2017

An Idaho credit union uses credit score analysis to build long-term relationships and the loan portfolio.

By Marc Rapport | Aug. 21, 2017

A southern Louisiana credit union combines collections with counseling to improve loan performance as well as members’ lives.

By Rebecca Wessler | Aug. 21, 2017

Five can't-miss data points featured this week on

By Callahan & Associates | Aug. 3, 2017

Callahan & Associates and Jessica Schindel, marketing specialist and Your Voice spokesperson for Community 1st, discuss the history of the credit union's young adult efforts.

By Marc Rapport | June 26, 2017

High-interest savings programs, financial education, and in-school branches form the backbone of the western New York cooperative’s strategy.

By Rebecca Wessler | May 15, 2017

Five can't-miss data points featured this week on

By Marc Rapport | May 15, 2017

Credit unions in California and Vermont share how they help employees maintain healthy habits.

By Rebecca Wessler | April 19, 2017

In honor of Financial Literacy Month, check out these best practices from credit unions everywhere.

By Mark Manicone | March 13, 2017

Revisiting the topics of The Millennial Disposition through the eyes of Syed, a 20-year-old student at the University of South Carolina.

By Jay Johnson | Jan. 23, 2017

The need for credit unions has perhaps never been greater for the average American household.

By Ted Goldwyn | Nov. 14, 2016

In an increasingly competitive lending environment, these six practices are helping credit unions serve members better and make decisions quickly.

By Marc Rapport | Aug. 22, 2016

Redstone Federal Credit Union combines risk and reward in its counseling-lending program and casts a wary eye at proposed CFPB changes in short-term loan regs.

By Liz Furman | Aug. 15, 2016

As strategic planning season rolls in, consider what metrics will showcase the credit union to members, the board, and the community.

By Callahan & Associates | July 1, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Erik Payne | June 29, 2016

Credit unions are providing programs, products, and services to help households in need.

By Rebecca Wessler | June 27, 2016

This week, is keying in on the different ways credit unions are improving member financial health and wellness.

By E.C. Harrison | June 27, 2016

As the cooperative celebrates its third anniversary, a survey shows 31% of members have opened a savings account for the first time in their lives.

By Callahan & Associates | June 15, 2016

Seeing low levels of financial resiliency, the California-based institution created products to help members meet their short-, medium-, and long-term goals.

By Erik Payne | June 14, 2016

What to take away from the conference at the “interface of psychology and economics?”

By Erik Payne | May 16, 2016

A partnership with a business incubator puts the North Carolina credit union in touch with 220 companies and 900 employees.

By Callahan & Associates | April 7, 2016

In this webinar, Callahan & Associates and Throckmorton discuss the strategy that helped Allegacy become the first company to publicly release its health records, how to implement a culture of health, and best practices to spread community awareness.

By Erik Payne | Feb. 29, 2016

The North Carolina-based institution became the first to publicly report its corporate health metrics. Here’s why it thinks others should follow.

By Sam Taft | Feb. 15, 2016

How much money did credit unions lend in 2015? How much loan interest did credit unions return to members? How many institutions offered financial education? All that and more in this year's report.

By Marc Rapport | Feb. 11, 2016

Juntos Avanzamos program grows from its Texas roots as a way to light the path to safe banking for Hispanic consumers.

By Sharon Simpson | Jan. 11, 2016

Advisory roles are helping two credit unions engage millennial members.

By Jay Johnson | Jan. 4, 2016

Now’s the time to double down on the credit union difference and spread financial wealth and wellness.

By Erik Payne | Aug. 1, 2015

A self-built program at Silver State Schools gives homebuyers a break and provides realtors another avenue to source clients.

By Callahan & Associates | July 1, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Sharon Simpson | June 22, 2015

A member-centric motto and financially sound community outreach helps Warren Federal Credit Union reach students at all levels.

By Erik Payne | June 22, 2015

When TDECU sponsored the University of Houston’s new football stadium in 2014 it wanted more than a partnership.

By Aaron Pugh | June 1, 2015

Generations Community explains a three-pronged plan to catch members early and help them invest for life.

By Sam Taft | April 27, 2015

The combination of many ratios offers a complete picture of a credit union’s operational performance. These three will help COOs communicate successes and opportunities in meeting overall goals.

By Sam Taft | April 27, 2015

Jack-of-all-trades, master of none. These benchmarks help CEOs lead their entire organization — from finance to marketing and everything in between.

By CO-OP Financial Services | April 20, 2015

Are you really ready to help? Take on the Financial Empowerment Challenge.

By Callahan & Associates | April 13, 2015

An industry-themed board game puts players in the driver's seat of a brand-new credit union.

By Marc Rapport | April 3, 2015

How an Alabama credit union built a double bottom line one non-traditional mortgage at a time.

By Andrew Bolton | March 3, 2015

How much money did credit unions lend in 2014? How much higher were the interest rates they offered on deposit products? How many workers did they employ? All that and more in this year's report.

By Mark Kretzschmar | March 2, 2015

A half-million members respond so far to North Carolina credit union’s offer of free credit scores. President digs it, too.

By Callahan & Associates, Inc. | Feb. 23, 2015

Wright Patt Credit Union's annual Member Savings Race got the community excited about its brand.

By Callahan & Associates, Inc. | Feb. 23, 2015

How Wright-Patt Credit Union crafted an event that redefined its brand.

By Sam Taft | Feb. 23, 2015

These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.

By Callahan & Associates, Inc. | Jan. 30, 2015

Ent Federal Credit Union describes its Realtor education classes.

By Callahan & Associates, Inc. | Jan. 30, 2015

Jon Paukovitch from Ent Federal Credit Union describes the Realtor education classes that propel its successful mortgage origination program.

By Erik Payne | Jan. 26, 2015

Manatee Community Credit Union provides reliable transportation and financial education to vulnerable, low-income members.

By Drew Grossman | Jan. 22, 2015

How a growing credit union is increasing community awareness and ramping up relevance through responsive, daily marketing.

By Marc Rapport | Jan. 19, 2015

A review of practices that show how and why credit unions are boosting their visibility and viability.

By Marc Rapport | Jan. 15, 2015

Strategists, new Filene report say credit unions need new metrics to show the world how and why they matter.

By Drew Grossman | Nov. 10, 2014

Charlotte Metro breaks the cycle of growing debt by addressing the root cause of it.

By Rebecca Wessler | Nov. 10, 2014

Credit unions across the U.S. have products and programs that help members achieve life goals, improve their finances, and make responsible decisions.

By Erik Payne | Nov. 3, 2014

Ent uses its realtor education classes to boost its awareness in its local community.

By Alix Patterson | Aug. 25, 2014

What’s old is new again for credit unions that repurpose great ideas for different circumstances.

By Sharon Simpson | Aug. 25, 2014

The ideas behind Wright-Patt Credit Union’s annual Savings Race have broader applications for every cooperative.

Take The LEAP

By Erik Payne | July 14, 2014

As a native CDFI, HawaiiUSA aims to build financially educated employees, credit union members, and community members.

By Aaron Pugh | July 14, 2014

Three ways credit unions can connect with one segment of overlooked, underserved business borrowers.

By Drew Grossman | July 14, 2014

A new loan program at Kinecta Federal Credit Union helps members pay off payday loans once and for all.

By Drew Grossman | July 14, 2014

We discus student-run branches with MECU senior vice president Patricia Roberts.

By Sharon Simpson | July 7, 2014

When its social media channel overheats, BECU’s 10-person team helps members cool down.

By Erik Payne | May 23, 2014

The data suggests credit unions can do more with personal finance management tools.

By Drew Grossman | May 12, 2014

There are two stumbling blocks to attracting recent college grads — they lack certain skills and don’t yet realize they want to work at a credit union.

By Janet Lee | April 14, 2014

Credit union executives need to know what questions to ask in different situations and understand the pros and cons of various ratios to best analyze the balance sheet.

By Drew Grossman | April 11, 2014

Scot Slay talks about the growth of Hope Credit Union and the unique market it serves.

By Sharon Simpson | March 24, 2014

A Q&A with Scott Witherspoon, chief credit officer of Affinity Federal Credit Union.

By Victoria Taylor | March 21, 2014

Going to the chapel costs as much as buying one these days, but these credit unions are helping brides plan smart and overcome the sticker shock.

By Erik Payne | March 17, 2014

Allegacy’s holistic view on wellness embraces the link between financial health and physical health. After all, smart financial decisions lead to less stress and, thus, healthier employees.

By Aaron Pugh | Feb. 5, 2014

Take an in-depth look at Hope Credit Union's success with low-income communities.

By Brandon Michaels | Jan. 24, 2014

The community benefits when young adults learn about common financial concepts; credit union team members can present economic education lessons through classes, workshops, contests, and events.

By Drew Grossman | Jan. 15, 2014

Money guru Jean Chatzky and SavvyMoney partnered with the Maryland & D.C. Credit Union Association to offer some financial help at the 2014 D.C. Fitness Expo.

By Drew Grossman | Nov. 19, 2013

Richard Cordray attended POLITICO’s November Morning Money Breakfast and spoke about new CFPB regulations and the goals of the bureau going forward.

By Erik Payne | Nov. 4, 2013

The DC-based credit union uses an interactive guide to help members protect themselves against I.D. theft and fraud.

By Erik Payne | Nov. 4, 2013

What to know and how to combat internal and external fraud attempts at your credit union.

By Catherine Siskos | June 24, 2013

An annual competition for families to improve their finances boosts one credit union’s business and its standing in the community.

By Sharon Simpson | June 24, 2013

Melissa Gardner joins the MD state commission to show state leaders they can partner with credit unions to make sure existing educational resources reach more people.

By Drew Grossman | June 24, 2013

McGraw-Hill FCU is providing comprehensive, goals-driven financial planning and advisory services for members who need more than the basics.

By Jennifer Davis | June 24, 2013

If you aren’t seeing a lot of traction from search, chances are, your keyword strategy needs a reboot.

By Alix Patterson | June 24, 2013

By Callahan & Associates | June 6, 2013

Learn how one credit union has invited educators and students to participate in “job shadow” events to better understand what skills are most needed in the workplace.

By Aaron Pugh | June 6, 2013

Third-party start-ups have made investing easier than ever before. But when it comes to the trust and education needed to coax small-scale investors back into the market, credit unions still have the edge.

By Elizabeth Morash | June 5, 2013

You want my business? Offer me the right blend of financial planning resources and it’s yours – for both the short and the long term.

By Mark Reed | April 24, 2013

How can you help members make wise use of their tax refund?

By Drew Grossman | April 22, 2013

Financial literacy classes along with specially tailored products can attract the next generation of members who are critical to any credit union’s long-term survival.

By Mark Reed | Dec. 12, 2012

By Aaron Pugh | Dec. 10, 2012

Put the right products and services in place, and then take a closer look at credit-damaged members.

By Melissa Forsyth | Oct. 31, 2012

A video promotion series targeting Gen Y is a creative way to attract new membership.

By Melissa Forsyth | Oct. 31, 2012

A video promotion series targeting Gen Y is a creative way to attract new membership.

By Aaron Pugh | Sept. 24, 2012

From PFM to mobile marketing, incorporate best practices from today’s bleeding edge providers.

By Bailey Reutzel | Sept. 19, 2012

Consumers without credit histories present credit unions with opportunities to lend credit cards and teach healthy plastic habits.

By Bailey Reutzel | July 27, 2012

Liberty Savings Credit Union created an unsecured loan with an 18% fixed rate to help members avoid predatory loans.

By Mark Reed | July 11, 2012

Credit unions should help members manage the money they save from refinancing their mortgage.

By Rebecca McClay | June 25, 2012

Employees well versed in financial lingo benefit the bottom line.

By Lydia Cole | June 25, 2012

Key metrics to evaluate credit union marketing spend and bridge the gap between macro trends and micro performance.

By Bailey Reutzel | May 22, 2012

If Gen Y-ers try to emulate Snooki or the Situation, they’ll quickly find their wallets empty.

By Rebecca McClay | May 7, 2012

Credit unions are integrating branches into schools as a way to connect with the community.

Mini Money Bags

By Melissa Forsyth | May 1, 2012

Alternatives Federal Credit Union hands out small money pouches to children as a way to engage young members.

By Melissa Forsyth | April 26, 2012

Steven Bugg, chief marketing officer of Heritage Federal Credit Union, shares the "Super Saver" campaign strategy.

By Rebecca McClay | April 26, 2012

Consumers are increasingly tuned-in to what their peers say and now expect to be more educated about products.

By Melissa Forsyth | April 25, 2012

Laura Mugge of Electro Savings Federal Credit Union explains her credit union's evergreen tree seedling program to promote youth saving.

By Bailey Reutzel | April 23, 2012

SIU Credit Union and A+ Federal Credit Union are among the credit unions teaching children to save at an early age.

By Rebecca McClay | April 10, 2012

Credit unions can reassess their financial education outreach efforts during April’s Financial Literacy Month.

By Andrew Bolton | April 9, 2012

Credit unions reported a two-basis-point decline in core earnings last year.

By Bailey Reutzel | April 2, 2012

Credit unions can accommodate their older demographic with reverse mortgages, financial investment services, and elder abuse education.

By Rebecca McClay | Feb. 27, 2012

More than 30 percent of U.S. adults over 25 have a bachelor’s degree, the highest percentage ever, according to the latest U.S. Census Bureau report.

By Aaron Pugh | Jan. 30, 2012

A 2012 IRS budget shortfall means tax season may be difficult for consumers to navigate. Cooperatives are ready to help plot a cost-effective course.

By Brooke C. Stoddard | Jan. 1, 2012

Networking and experience outside the credit union develops respected leaders.

By Jim Holt | Dec. 12, 2011

Student loans continue to be a real need for many members, and credit unions can help in several ways.

By Andrew Bolton | Oct. 31, 2011

Credit unions can reach both those who don't have their own financial institution and those who don't use theirs frequently.

By Callahan & Associates | Oct. 1, 2011

To truly engage members, credit union employees need more than sales goals. They need to build relevance and trust through every member interaction.

By Thomas Cullen | Aug. 16, 2011

Two men switch lives and realize what they're missing. What can credit unions learn?

By Thomas Cullen | July 19, 2011

Personal debt, grocery deals and extreme couponing are in the news. Throw in some facial recognition, and let's see what it all means for credit unions.

By Thomas Cullen | July 18, 2011

Seminars are one way to get ahead in your local mortgage market.

By | July 18, 2011

Seminars are one way to get ahead in your local mortgage market.

By Thomas Cullen | July 12, 2011

Mutant isn’t a bad word.  Hidden powers to right the economy reside in everyone from veterans to your marketing staff. 

By Thomas Cullen | July 5, 2011

New ways to save, the push for cyber-security stars, and states that help businesses flourish. Also: ROBOTS IN DISGUISE.

By Brooke C. Stoddard | July 1, 2011

Local Government Federal Credit Union makes known its dedication to cooperative principles in the marketplace.

By Callahan & Associates | July 1, 2011

What every Board volunteer needs to know to steer a credit union in 2011.

By Brooke C. Stoddard | July 1, 2011

Seattle Metropolitan uses the cooperative principles to give structure to its actions.

By Brooke C. Stoddard | July 1, 2011

A cooperative approach to everyday business puts members in the driver's seat.

By Alix Patterson | June 20, 2011

Value-added services aren’t just bait on the hook. For credit unions, they're a long-term business model.

By | June 15, 2011

SAFE Credit Union is planning even more financial literacy outreach to local businesses and high schools.

By Alix Patterson | June 13, 2011

As scandals and controversy vie for consumers' attention, how can credit unions get their good news heard?

By Thomas Cullen | June 7, 2011

Summer brings adjusted income expectations, a new normal in grocery shopping, and a possible uptick in business travel.

By Thomas Cullen | May 3, 2011

Consumers are feeling confident, autos are flying off the lots, and families still need a plan when there's only one income.

By Lydia Cole | May 2, 2011

Fee income per member, member growth, average member relationship: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Lydia Cole | April 29, 2011

Key metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Thomas Cullen | April 28, 2011

Member-facing staff at one Virginia credit union helps the institution reach its maximum lending potential.

By Aaron Pugh | April 28, 2011

Consumers are drowning in bad advice about their troubled mortgages.

By CUES Directors Educational Forum | April 25, 2011

How to select directors is a common concern, but best practices are rarely followed.

By Lydia Cole | April 25, 2011

Operating expense to income, efficiency, members per employee: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Thomas Cullen | April 19, 2011

Builders build, travelers pay, and ways to save money are still out there. It’s business news for the week of April 18.

By Lydia Cole | April 18, 2011

Delinquency, return on assets, net worth to assets: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Alix Patterson | April 11, 2011

An averted government shutdown is just one way April has brought more flowers than showers.

By Lydia Cole | April 11, 2011

Cost of funds, net interest margin, operating expense ratio: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Andrew Bolton | April 7, 2011

Non-interest income grew in 2010.

By Lydia Cole | April 4, 2011

12-month loan growth, provision for loan losses, loan portfolio profile: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Callahan & Associates | April 1, 2011

Credit unions are experiencing a fundamental shift towards education in the online channel, driving member purchase activity.


By Aaron Pugh | April 1, 2011

The need for accessible money-management extends not only to current members but also to the next generation as well.

By Aaron Pugh | April 1, 2011

A Washington credit union brings the appeal of mobile-based promotions to financial education.

By Rebecca Wessler | April 1, 2011

Guthrie builds its brand on quality products and personal service.

By Callahan & Associates | April 1, 2011

What every Board volunteer needs to know to steer a credit union in 2011.

By Chip Filson | April 1, 2011

The challenge of credit union literacy involves knowing who we are and how we got here.

By Brooke C. Stoddard | April 1, 2011

A disconnect between credit union perception and credit union reality requires creative solutions.

By Alix Patterson | March 28, 2011

The loan demand credit unions built during the recession is coming on strong in 2011. Now is the time to plant the seeds for members’ future business.


By Aaron Pugh | Feb. 24, 2011

Craft a dynamic message using an alternative presentation system.

By Thomas Cullen | Feb. 24, 2011

Callahan's weekly look at the economic headlines that highlight credit union challenges and opportunities.

By Thomas Cullen | Feb. 16, 2011

As the recession's grip loosens, companies move forward or back. Credit unions can learn from both outcomes.

By Chip Filson | Feb. 14, 2011

The challenge of credit union literacy involves knowing who we are and how we got here.

By Aaron Pugh | Feb. 3, 2011

The lines between financial institutions and other businesses are blurring across the globe. The devil is in the fine print, but do consumers care?

By Brianne Aiken | Feb. 2, 2011

An innovative healthcare nonprofit displays more than a few similarities with credit union collections management.

By Chip Filson | Jan. 31, 2011

Credit union volunteers must meet certain financial knowledge requirements. Shouldn’t the movement’s governing agency be held to a similar standard?

By Thomas Cullen | Jan. 31, 2011

New numbers reveal positive trends, but good habits are still important.

By Thomas Cullen | Jan. 27, 2011

Consumers are trying myriad tactics to obtain employment. Credit unions can generate solutions.

By Brianne Aiken | Jan. 21, 2011

Help members identify responsible ways to get financial aid and pay for the rising costs of higher education.

By Rebecca Wessler | Jan. 20, 2011

Prepaid debit cards are an easy target, but they are making a splash on the financial scene.

Death and Taxes

By Aaron Pugh | Jan. 17, 2011

Credit unions can’t do much about the first of these absolutes, but a variety of options are available to position members for success with the second.

By Thomas Cullen | Jan. 17, 2011

From solving family financials to unlocking the best in money tips, solving problems for members starts with understanding numbers.

By Thomas Cullen | Jan. 6, 2011

A look at three small businesses that failed in 2010 is informative for credit unions.

By Chip Filson | Jan. 3, 2011

A look at credit union history yields insight to what should be a prosperous future.

By Jon Jeffreys | Dec. 23, 2010

Student lending presents a significant opportunity for credit unions, but long-term responsibility is key.

By Aaron Pugh | Dec. 22, 2010

Financial literacy campaigns are using games to blur the lines between recreation and education for many Americans.

By Brianne Aiken | Dec. 21, 2010

Why the elderly need their credit union and how to help members save for a better retirement.

Mind The Gap

By Thomas Cullen | Dec. 13, 2010

Opportunity abounds for credit unions that know the market,the basics, and the potential risks of student lending.

By Brianne Aiken | Dec. 10, 2010

Debt solution alternatives can hurt your membership.

By Aaron Pugh | Dec. 7, 2010

How are your members spending their money, and where can you help them make improvements?

By Brianne Aiken | Nov. 11, 2010

Credit card regulations present hurdles on the road to fiscal freedom.

By Thomas Cullen | Oct. 25, 2010

Credit unions should watch, learn from, and, maybe, invest in social media research firms.  

By Rebecca Wessler | Oct. 25, 2010

Budget simulations teach students how to be penny wise and pound prudent.

By Rebecca Wessler | Oct. 25, 2010

Budget simulations teach students how to be penny wise and pound prudent.

By Rebecca Wessler | Oct. 21, 2010

Community First is dedicated to promoting wellness in the communities it serves, from financial to physical and everything in between.

By Thomas Cullen | Oct. 21, 2010

Despite tough economic realities, credit unions still value technology.

By Thomas Cullen | Oct. 18, 2010

Grads returning home affect two layers of credit union membership.

By Rebecca Wessler | Oct. 18, 2010

CFCU sponsors brown bag events to educate legislators and advocate for the credit union movement.

By Rebecca Wessler | Oct. 18, 2010

Community First Credit Union sponsors brown bag events to educate legislators and advocate for the credit union movement.

By Thomas Cullen | Oct. 13, 2010

Members looking for work represent an opportunity for credit unions to deliver solutions and rejuvenate local economies.

By Aaron Pugh | Oct. 13, 2010

Money is a significant component in many facets of America’s family life. So why is financial education often treated as a individual venture?

By Thomas Cullen | Oct. 11, 2010

One study shows how knowledge changes from generation to generation. Credit unions should know what these potential members are thinking.

By Rebecca Wessler | Oct. 11, 2010

Community First partners with its cities and the state to provide financial education to schools and the public.

By Rebecca Wessler | Oct. 11, 2010

Community First partners with cities and the state to provide financial education to schools and the public.

By Rebecca Wessler | Oct. 7, 2010

Trapped miners are learning the basics of banking and personal finance to manage sudden celebrity.  

By Aaron Pugh | Oct. 5, 2010

What did one reporter learn about living without a primary financial institution? Namely, it’s more expensive than you think.

By Brooke C. Stoddard | Oct. 1, 2010

Members "First" Community Credit Union's community work, good products, and products-per-member ratio contribute to its healthy numbers.

By Aaron Pugh | Oct. 1, 2010

Credit unions must understand the technology solutions Gen Y needs today to become profitable, successful members tomorrow.

By Thomas Cullen | Sept. 7, 2010

Education about the value of saving might be the best way to ensure member success. And they're never too young to start. 

By Thomas Cullen | Aug. 30, 2010

Credit unions have the opportunity to employ innovation and hard work to avoid losing income from new overdraft regulation.

By Sharon Simpson | July 5, 2010

Changes in FOM strategy—mergers, community charter expansion, and youth outreach—have credit unions leveraging multiple identities to connect with their membership.

By Brooke C. Stoddard | July 1, 2010

BECU's community outreach has various components, including affordable housing, financial education, and community investment.

By Rebecca Wessler | July 1, 2010

Families in Ohio fight to the fiscal finish line.

By Brooke C. Stoddard | July 1, 2010

Credit Union 1 is the only state-chartered credit union in Alaska. Its field of membership includes residents and workers, who the credit union serves through its 15 branches--some reachable only by airplane--located throughout the vast state.

By Aaron Pugh | July 1, 2010

Why are more credit unions choosing instant issuance cards? In an economic environment where security, long-term cost savings, and high service usage are crucial to a credit union's success, the benefits are numerous.

By Patrick Sebastian | June 3, 2010

Trendwatch interprets the data that high-level executives need to fulfill their daily obligations, but even Callahan’s fresh-faced intern found a few key take aways useful.

By Aaron Pugh | May 24, 2010

Credit unions’ willingness to consider the reasons behind modification requests can lead to a healthier loan portfolio.

By Rebecca Wessler | May 14, 2010

For a better understanding of how to talk about what’s right with your short-term loan programs, check out what’s wrong in other institutions’.

By Morgan Vandagriff | May 12, 2010

Make your credit union memorable, and you’ll have a member for life.

By Elliott Kashner | May 10, 2010

Hudson Valley focuses on relevance and timing to create lasting member relationships.

By Nick Connors | May 6, 2010

GQ magazine offers a best practice in education and accessibility.

By Scott Patterson | May 4, 2010

Tuition deposits for incoming freshman were due at most schools on May 1, forcing many to pull the trigger on their college choice, regardless of lingering questions about how to pay for it.

By Denise Senecal | May 3, 2010

Preference among Internet-savvy members for online applications varies by age group, although not in expected ways.

By Chris Tissue | April 7, 2010

What are credit unions doing to educate Americans about this crucial topic? Quite a bit!

By Chris Tissue | April 6, 2010

Credit unions continue to play a part in the financial education of Americans. Here’s how many are getting involved…

By Callahan & Associates | April 1, 2010

Social media at its heart is a cross-marketing strategy… now make it so.

By Callahan & Associates | April 1, 2010

Members want education, information, reassurance from their financial institution.

By Chip Filson | March 26, 2010

Chip Filson urges credit unions to sign a letter for President Obama that documents the extraordinary performance of the industry during the financial turmoil of 2009.

By Alix Patterson | March 12, 2010

Two hilarious videos urge viewers to call their Senators to support a Consumer Financial Protection Agency. Have you given your members a voice?

By Alix Patterson | Jan. 28, 2010

Each day, in our research, email inbox or personal reading we have what some might call an “aha!” moment.

The underserved may be right under your nose—discover how enhancing your employee’s financial knowledge may be a boon to your credit union.

By Alix Patterson | Jan. 11, 2010

This morning on the Today Show, Suze Orman offered advice for women. She likened it to the warning you get on an airplane--"put your own mask on first, then take care of others."

By Rebecca Wessler | Jan. 1, 2010

Products geared toward students help build financial loyalty and commitment.

By Callahan & Associates | Jan. 1, 2010

Educate your members from cradle to college, rookie to retirement.

By Callahan & Associates | Jan. 1, 2010

Credit unions take financial education into their own hands.

By Callahan & Associates | Jan. 1, 2010

Three credit union's offer tips for effective financial literacy programs. Plus infographics: Participation Rates for Financial Literacy Programs by Peer Group, Credit Union Financial Literacy Participation Rates vs. State Requirements

By Callahan & Associates | Jan. 1, 2010

HarborOne raises the bar for in-school financial education.

By Callahan & Associates | Jan. 1, 2010

How one credit union educates educators.

By Callahan & Associates | Jan. 1, 2010

Basic products and education build wealth asnd healthy financial habits.

By Callahan & Associates | Jan. 1, 2010

Emerging financial literacy trends increase opportunities for credit unions to differentiate and grow.

By Chris Tissue | Dec. 7, 2009

Very real costs in the form of personnel, materials, planning and marketing can cause a credit union’s financial education initiatives to flounder, especially in times of rising delinquency, NCUA assessments and economic uncertainty. We asked for advice from leaders in the financial literacy field.

By Banzai / Third Degree | Nov. 16, 2009

Recent economic events have given sudden prominence to the importance of financial literacy. Your credit union is positioned to provide authoritative financial literacy training to your community.

By Brooke C. Stoddard | Nov. 9, 2009

Unfortunately, lawmakers are capable of writing flawed legislation, but meeting with and guiding them is easier than you would think.

By Rebecca Wessler | Nov. 9, 2009

Proactive credit unions are embracing earned media as a way to talk about who they are and what they do.

By Callahan & Associates | Nov. 2, 2009

By Chris Tissue | Oct. 19, 2009

Each credit union's education program is exclusive and should be tailored to fit the unique needs of the membership, community, values and goals. Here is A+ FCU's story.

By Alix Patterson | Oct. 19, 2009

An active first time home buyer program is a great way to ensure a healthy purchase mortgage volume throughout the year. And, recent efforts aimed at bringing FTHB into the market along with record low interest rates have attracted more interest than ever.

By Chris Tissue | Oct. 19, 2009

One of the many nationally recognized initiatives HarborOne has implemented is the Credit for Life Fair. During the event, seniors from local Brockton Area High School engage in a simulation of what their financial lives might look like at the age of 25.

By TransUnion | Oct. 19, 2009

You can assist your members by making them aware of current tools in the marketplace geared toward property owners—or independent landlords.

By Lydia Cole | Oct. 13, 2009

Combining cultures can be the sticking point for many merger talks. United Federal used strategic leadership and guidance to blend two organizations into a cohesive whole.

By Chris Tissue | Oct. 7, 2009

According to recently released data from a survey, an astounding 45% of consumers do not know their credit score, and another 32% have never checked their credit report. In recognition of this startling trend BMI Federal Credit Union ($355M, Dublin, OH) launched an innovative, multi-purposed mail marketing campaign to address the issue head on.

By Callahan & Associates | Oct. 1, 2009

Vermont State Employees Credit Union ($440M, Montpelier, VT) is always looking to protect their members from various forms of fraud, without inconveniencing them.

By Callahan & Associates | Oct. 1, 2009

One of the major issues impacting credit unions is the increased prevalence of fraud within expanding card portfolios.

By Marissa McGee | Sept. 7, 2009

Credit unions have a powerful message to share with the masses, but marketing budgets have tightened. Is your credit union leveraging this powerful message in your marketing initiatives?

By Intranet Connections | Aug. 24, 2009

Communication is critical in your credit union to ensure your message is uniform across all employee levels. But what is the most effective channel to communicate with your employees?

By My Credit Union | Aug. 24, 2009

In the next two or three years, a whole new class of credit union operations will burst onto the scene. Credit union organizational clusters and holding company designs will aggregate member opportunity in a new way, vying to aggregate the work, not the assets of credit unions.

It takes more than excellent products for credit unions to grow. Employee education and confidence also play major roles in their success.

By Elliott Kashner | Aug. 3, 2009

Erie FCU incorporates their personal financial education curriculum with youth accounts to yield promising results.

By Elliott Kashner | Aug. 3, 2009

Google can be a great resource…sometimes…

By Denise Senecal | July 13, 2009

Members of all ages are expressing concern about their finances and doubts about their financial management skills. Scenario-based design or personas can help your credit union ensure that the needs of different types of members are being met.

By Callahan & Associates | July 1, 2009

According to a Javelin Strategy Research study conducted in 2008, 38 million offline banking consumers did not bank online due to fears that their financial institutions did not have the proper safeguards to secure their online transactions.

By Callahan & Associates | July 1, 2009

A majority of credit unions surveyed in Callahan's Technology Guide anticipate adopting mobile banking in the next two years. Inudustry partnerships among the major mobile banking providers and other credit union industry suppliers are making it easier and more affordable for credit unions to implement mobile banking.

By | April 27, 2009

Even with limited resources, your credit union can still effectively and efficiently reach new members by leveraging the unique value of your credit union’s brand.

By Alix Patterson | March 16, 2009

“Above all, these philosopher coaches were experts on people, on “reading them,” and on motivating and fitting them together to engage as a team in competition at its best.”

By Chip Filson | Feb. 23, 2009

GAC offers a full schedule of events. Anyone could easily attend multiple formal and informal events and keep very busy. But is there the opportunity to do more? Is there a larger role than that of a spectator?

By Jeff Farver | Feb. 23, 2009

As I previewed Chip’s “The Special Role of Cooperatives in a Crisis,” I reflected on the fact that as I start my 30th year in credit unions, I have weathered three major crises and spent at least 15 years leading credit unions that were technically insolvent or at best extremely undercapitalized.

By Ray Springsteen | Jan. 19, 2009

Many credit unions believe that the teller is the face of the organization for members. But, where do your best tellers come from? A local retailer? Other banks? The high school in town?

By Callahan & Associates | Jan. 1, 2009

Cost-effective marketing to specific employer groups sparks growth through targeted outreach.

Partner Perspective
Turning Lemons into Lemonade

By Raddon Financial Group | Dec. 15, 2008

While the growing softness in the economy and real estate markets impacts us all, most institutions are well-capitalized and positioned for the future. The essential question is: Do your members know this? How do we turn lemons into lemonade?

By Scott Patterson | Nov. 3, 2008

“There are no scholarships for retirement.” That was one of the most thought-provoking pieces of advice I’ve read in the financial press in the past year. As parents become increasingly concerned about the price of higher education, they are forced to make difficult decisions about saving for their own retirement and saving for their children’s education.

By Dane Coalson | Nov. 3, 2008

By Bucky Sebastian | Sept. 29, 2008

NAFCU would be best merged into CUNA. Such a move would save money, duplication of efforts, and divisiveness. Moreover, it would allow the industry to present a single message to legislators.

By Ray Springsteen | Aug. 4, 2008

Due to the high profile failures of financial institutions, members are asking a new question. The question: ‘Is my credit union safe?'. How can you help members understand that the credit union is a safe and sound financial institution?

By Callahan & Associates | July 1, 2008

The livlihood of a credit union is determined by a simple formula: Attracting new members + Expanding wallet share = Sustained growth.

By Callahan & Associates | July 1, 2008

The results of a recent Callahan Survey clearly indicate that men and women vary in their experience level with financial service products, their use of technology and online tools, and their desire for education or even advice.

By Callahan & Associates | July 1, 2008

The turmoil continues in the mortgage industry as lenders pull back from the market and tighten their underwriting, even on prime mortgages.

By Teri Hoffman | June 30, 2008

Over the past six months, the price of a barrel of crude oil has increased by about 50%, reaching $140 last week. Hypermiling is one extreme way to spend less on gas.

By Ray Cromer | May 26, 2008

The key lesson we took away from 2007? Don’t Panic! Having been in the credit union arena for over 40 years, this market cycle, too, shall pass.

By Ron Burniske | May 19, 2008

Chartway is a consumer lending organization; as the individual markets are more saturated, the competition for one sale has become more intense. In 2007, we came to a realization that even the credit union industry has lost cohesion.

By Excite Credit Union | May 12, 2008

Implementing a HSA program takes plenty of skill and knowledge. Avoiding the eight mistakes below will help ensure that your program is one of unprecedented success.

By Bill Connors | May 5, 2008

We are in the low portion of a normal cycle. Previous good planning should carry you through, but some points to remember: Don’t panic; keep diversified; emphasize service over yield; stick to your mission; and maintain strong contact with members.

By Lydia Cole | April 21, 2008

With the unemployment rate rising, credit unions can offer short-term products and long-term development to help members.

Partner Perspective
The Early Bird gets the Worm...

By Mortgage Cadence | April 7, 2008

It pays to be patient. The current subprime fallout is driving the record-breaking lending volumes credit unions experienced during the first quarter of this year. Let's not take it for granted.

By Carol Mathis | March 31, 2008

VUMCU works closely with Virginia 's Methodist churches to foster innovative small loans while working to expand into larger church loans and grow its membership.

By Origence, a CU Direct Brand | March 31, 2008

Consumers have embraced online resources more than ever when it comes to shopping for a new automobile, with online research and shopping becoming a standard part of most car buyers’ selection process.

By Denise Senecal | March 31, 2008

FICO score calculation changes going into effect later this year are designed to help lenders by providing a clearer picture of an applicant’s credit profile. Helping members understand how to improve their FICO Score is a key opportunity for credit unions.

By Leigh Anne Terry | March 31, 2008

Despite NCUA reports of consolidation and attrition, new credit unions are chartered all the time. Not these . . . but maybe they should!

By | March 24, 2008

Has your company developed a “culture of indecision?” If so, how can you turn that around to produce higher quality and faster decisions?

By Leadfusion, Inc. | March 24, 2008

Trade press and publications. Online “webinars.” Conferences and seminars. Employees need to take advantage of every opportunity to stay up-to-date in these tumultuous times.

Partner Perspective
People Helping People - Worldwide

By PSCU | March 17, 2008

Have you ever thought about the global impact of the Credit Union Cherry Blossom Ten Mile Run®?

By Dwight Johnston | March 17, 2008

Financial Solutions Symposium Preview: Dwight Johnston market commentary.

By Mortgage Cadence | Feb. 18, 2008

Considerations your credit union should take on the conforming loan limits in Congress' Economic Stimulus Package.

By | Feb. 4, 2008

How would you describe your last meeting? How many people actually said something? What was the quality of their contribution? To help you make educated decisions to meet your business goals, here are some tips on benefiting from the second most important element of a successful company.

By Simone Lagomarsino | Jan. 14, 2008

Wide experience in various for-profit financial institutions allowed Simone
Lagomarsino a broad perspective on credit union strategy and tactics.

By Sara Gaab | Dec. 24, 2007

3 things credit unions might be taking for fact- debunk the myths.

By Ryan Sherwin | Dec. 3, 2007

Dealing with fraud is becoming an every day issue, here are a few ways to avoid the hassle and provide your Credit Union with peace of mind

Partner Perspective
Start Spreading the Word

By CO-OP Financial Services | Nov. 5, 2007

Banks want consumers to believe they need to belong to a bank to avoid paying surcharges at the ATM, but this is absolutely untrue.

By | Sept. 24, 2007

Even though your organization may seem “unsinkable,” are you making sure that unseen issues will not capsize your projects before they even get off the ground.

By Leigh Anne Terry | Sept. 3, 2007

Credit unions have long been offering services that complement a health savings account program (even before the health savings account was invented!), and there are even more options available to differentiate your product and add member value.

By | July 16, 2007

Disasters, in all shapes and sizes, can appear unexpectedly. A shared branching strategy can be a “saving grace” for your members during those times.

By Fannie Mae | July 9, 2007

In the wake of the subprime fallout, here are four steps to offering sustainable homeownership solutions to new and refinance borrowers.

By Dwight Johnston | June 18, 2007

To stay genuinely competitive, we need to continue educating ourselves.

By Jay Johnson | May 28, 2007

Credit unions continue to undertake changes in the markets and members that they serve.

Partner Perspective
Do You Leap Before You Look?

By CU Servnet | May 14, 2007

Here’s a five-step sniff test for evaluating any vendor partners for your credit union.

By Diana Dykstra | April 9, 2007

Diana Dykstra, CEO of San Francisco Fire Credit Union ($423m, San Francisco, CA) describes their 2007 strategy for demonstrating the credit union difference - allowing members to set their own rates and create their own accounts.

By Callahan & Associates | March 26, 2007

Backed by record-setting financials but with low member growth, Pete Sainato, CEO of Justice FCU, is instigating a program of significantly boosting return and value to members.

By Mike Werstuik | Feb. 19, 2007

The Federal Reserve Bank of New York recently released a study stating that payday lending may actually increase household welfare. Would a member’s welfare be higher with a payday lender or your credit union?

By Callahan & Associates | Nov. 13, 2006

Online forums provide a window on members’ perceptions of credit union conversion proposals.

By Paul Seizert | Nov. 13, 2006

First-time homebuyers have unique needs that can be readily catered to. Consider three tactics to offer value to this growing group.

By Level 9 | Nov. 13, 2006

While the Internet has made it easier to access financial information and resources, some people still need help understanding “what” and “why” they’re even accessing at all.

By Mike Werstuik | Sept. 18, 2006

Credit unions have an opportunity to reaffirm their original mission by broadly addressing the needs of lower-credit individuals relying on payday lenders.

By Melanie El-Sabaawi | July 24, 2006

Philosophical arguments against conversion should be complemented with—or even secondary to—cold hard dollar estimates of the value of membership.

By | March 20, 2006

Security is a multi-layered, ongoing process, not a product. Read more to learn the four key elements of a long term security strategy.

By | Feb. 13, 2006

Competition is fierce. How are you staying ahead of the game? Your members hold the key to keeping you on top.

By Sarah Apgar | Dec. 12, 2005

Creating a successful IRA program for your credit union may be complicated, but these three steps will point you in the right direction.

By Jon Jeffreys | Oct. 31, 2005

Member mobilization cannot happen fast enough now. A new turnkey education program creates and reinforces members’ understanding of the credit union difference.

By Sarah Apgar | Sept. 26, 2005

Credit unions are uniquely positioned to help members plan and save for a college education.

By Molly Francis | Sept. 19, 2005

University-affiliated credit unions are delivering significant value to their members according to the Return Of the Member (ROM) score.

By Brad Myers | Sept. 19, 2005

Board composition is a key consideration in ensuring that credit unions are prepared for the challenges that lie ahead.

By Carly Spring | July 4, 2005

Lately, we read headlines about consumers being “given” loans that they cannot really afford. By educating members, credit unions are helping members make the right decision.

By Tom Geggel | June 6, 2005

Whatcom Educational CU has a unique strategy that teaches youth about debit cards.

By Annie Sebastian | June 6, 2005

Focused financial education programs can be low-cost, high-yield avenues for credit unions to address vital member issues.

By Mary Royston | May 16, 2005

Find out one way in which Team One Credit Union serves 800 youth members.

By Denise Senecal | May 16, 2005

Credit union online members report difficulties understanding which product is best to fit their financial situation and want better online resources to make decisions

By Scott Trubisz | May 9, 2005

Generation Y, the children of the baby boomers, represents one of the largest growth opportunities for the financial services sector.

By Denise Senecal | May 2, 2005

Research shows that credit unions have a significant opportunity to meet the growing need for consumer financial education. How can credit unions best meet this need?

By Carol Anne Burger | March 21, 2005

University of Wisconsin Credit Union in Madison with $730 million in assets have begun using RSS news feeds to update members on its monthly website content.

Educommerce is the means to creating branded content which engages members. Learn how educational marketing delivers value to the target audience through effective messaging.

By Denise Senecal | Oct. 25, 2004

A group of leading credit unions met last week for a roundtable discussion of strategies to improve their websites and the next generation of online tools. Learn what questions every credit union should consider when developing a strategy for adding new and retaining existing online members.