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The number of credit union mergers is increasing every year. Find out how merger activity fared in the first nine months of 2006.
The secondary market is now interested in securitizing reverse mortgages. With an 881% growth rate in endorsed loans since FY 2001, the product is now poised for even greater popularity.
How does the performance of the largest credit union by asset size in each state compare to the industry?
U.S. homebuyers purchased manufactured houses in record numbers in 2005. Loans for these purchases are attracting A and B paper candidates – and credit unions have many reasons to offer the product.
Business lending grew 25.8% to $17.7 billion as of June 30, 2006. Credit unions are utilizing multiple business models to enter or expand their business services program.
A June 2006 IMF Working Paper explores the relationship of home equity withdrawal (HEW) with the personal saving rate. How is this affecting credit unions?
Several sources indicate that the housing market is flattening. However, it will be important to monitor foreclosures as rates reset.
While the average investment yield rose to 3.6 percent as of March 2006, credit unions should consider investing in mortgage-backed securities to generate even higher yields.
There are conflicting accounts as to how the housing market will land as it comes off of its recent bubble. One study suggests a soft landing while another warns of a severe correction.
Many seniors are concerned about funding their retirement, especially with rising medical and living expenses. A reverse mortgage product allows credit unions help older members address their financial needs.