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ARTICLES BY Tom Geggel

By Tom Geggel | Nov. 27, 2006

The number of credit union mergers is increasing every year. Find out how merger activity fared in the first nine months of 2006.

By Tom Geggel | Nov. 13, 2006

The secondary market is now interested in securitizing reverse mortgages. With an 881% growth rate in endorsed loans since FY 2001, the product is now poised for even greater popularity.

By Tom Geggel | Oct. 30, 2006

How does the performance of the largest credit union by asset size in each state compare to the industry?

By Tom Geggel | Oct. 9, 2006

U.S. homebuyers purchased manufactured houses in record numbers in 2005. Loans for these purchases are attracting A and B paper candidates – and credit unions have many reasons to offer the product.

By Tom Geggel | Sept. 25, 2006

Business lending grew 25.8% to $17.7 billion as of June 30, 2006. Credit unions are utilizing multiple business models to enter or expand their business services program.

By Tom Geggel | Sept. 4, 2006

A June 2006 IMF Working Paper explores the relationship of home equity withdrawal (HEW) with the personal saving rate. How is this affecting credit unions?

By Tom Geggel | Aug. 7, 2006

Several sources indicate that the housing market is flattening. However, it will be important to monitor foreclosures as rates reset.

By Tom Geggel | July 24, 2006

While the average investment yield rose to 3.6 percent as of March 2006, credit unions should consider investing in mortgage-backed securities to generate even higher yields.

By Tom Geggel | July 10, 2006

There are conflicting accounts as to how the housing market will land as it comes off of its recent bubble. One study suggests a soft landing while another warns of a severe correction.

By Tom Geggel | July 3, 2006

Many seniors are concerned about funding their retirement, especially with rising medical and living expenses. A reverse mortgage product allows credit unions help older members address their financial needs.