ARTICLES BY Melanie El-Sabaawi

By Melanie El-Sabaawi | Jan. 22, 2007

Two recent ads with credit union-esque themes trigger questions about how the industry should advocate for credit unions and members.

By Melanie El-Sabaawi | Jan. 22, 2007

While negative savings rates make share growth more challenging, other market dynamics like interest rates and investor confidence have the potential to provide a lift.

By Melanie El-Sabaawi | Jan. 8, 2007

Regional real estate dynamics and the prevalence of indirect lending were two drivers of loan growth differentials across regions.

By Melanie El-Sabaawi | Jan. 1, 2007

“Ambidextrous” credit unions have generated the strongest growth numbers, regardless of credit union size, over the past several years.

By Melanie El-Sabaawi | Dec. 11, 2006

Credit unions are more innovative than ever, yet 62% saw shares contract in the past 12 months. It’s time for a “Credit Union Study Group.”

By Melanie El-Sabaawi | Dec. 4, 2006

Early holiday sales figures illustrate the split of the consumer base that has grown over the past several years.

By Melanie El-Sabaawi | Oct. 2, 2006

This new type of transaction is quickly becoming a mainstream offering of financial services firms and financial advisers. Credit unions have the opportunity to create a better version for their members.

By Melanie El-Sabaawi | Aug. 14, 2006

Even though the year’s barely half over, it’s clear that gas prices will be a key factor in credit union growth, or lack thereof, in 2006.

By Melanie El-Sabaawi | July 24, 2006

Philosophical arguments against conversion should be complemented with—or even secondary to—cold hard dollar estimates of the value of membership.

By Melanie El-Sabaawi | June 26, 2006

The proposed sale of Nationwide FCU to a bank will force members to choose between their mutual interests and that of their employer.