ARTICLES BY Appoorva Saxena

By Appoorva Saxena | Feb. 5, 2007

How Oxford FCU is having success with its’ two-pronged strategy that is attracting younger members and driving up debit card usage.

By Appoorva Saxena | Jan. 1, 2007

Since 2000, debit card transaction volume has grown at a 21% rate compounded annually compared to 6% for credit card transactions. But what is more interesting for credit unions is the how and where of this change in use of debit cards.

By Appoorva Saxena | Nov. 20, 2006

Achieving a higher return on assets is not necessarily dependent on total asset size – as there are similarities in return for both large and smaller players.

By Appoorva Saxena | Nov. 6, 2006

Defying the stall in industry growth rates, BECU is growing shares at five times the national average according to First Look data. What is driving their success?

By Appoorva Saxena | Sept. 25, 2006

Is size the key to strong bottom line performance? A closer look at mid-year data provides some answers.

By Appoorva Saxena | Aug. 14, 2006

Slower share growth, tighter margins and a declining member growth rate are the headline trends industry-wide – Are the largest credit unions experiencing these same trends at mid-year?

By Appoorva Saxena | July 31, 2006

Growth in loans, members, and employees yield an impressive “First Look” at the nation’s largest credit union’s second quarter data.

By Appoorva Saxena | July 24, 2006

Thinking about a gift card program for your credit union? Here are some of the key points to consider.

By Appoorva Saxena | July 3, 2006

Prepaid cards are gaining in popularity. How big a piece of this $186 billion pie will your credit union get?

By Appoorva Saxena | June 5, 2006

Six months after the Katrina hurricane – the costliest hurricane in recorded US history – Louisiana’s credit unions are battling a rising tide of delinquencies.