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Following one of the most productive lending years in the history of the credit union movement, the first quarter of 2020 offered new challenges. But strong mortgage originations negated a pullback in consumer lending to push overall loan balances higher.
The longest economic expansionary period in U.S. history has come to an end. What else should credit unions know at first quarter?
Cooperatives keep their sights on short-term investments as cash balances grow and participation in derivative programs declines.
Credit unions report the largest quarterly increase in investment balances on record as cash balances surge amid economic uncertainty and rate cuts push down investment yield.
Incorporating peer analysis is an ideal way to enhance the impact of planning season.
Stronger than expected seasonal first quarter inflows contributed to the largest quarterly jump since 2009. The average yield on investments also hit a 10-year high.
Today’s smart credit union leaders are leveraging data to benchmark and track goals, identify opportunities, and uncover weaknesses.
ALM First Financial Institute presenters provide in-depth look at funding, liquidity options, and strategies as asset liability management stays top of mind.
The total number of credit unions dropped by 50 in the second quarter, and membership expanded 4.3%, the equivalent of 4.7 million new members. What else happened in the second quarter?
What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2018.
Callahan’s chief analyst shares his takeaways from ALM First’s Financial Forum.
Numbers show that credit unions engaged with multi-owned CUSOs outperform those who aren’t.
In a changing economic environment, balance sheet management is top-of-mind with credit union executives.
Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.
Diversified technology offerings help credit unions reach more members.
In episode No. 859, Mike Lawson brings on Callahan's Sam Taft to talk credit union financial performance in the third quarter.
Increases to the benchmark interest rate by the Fed have yet to significantly impact earnings at credit unions.
In episode No. 836, Callahan's Senior Director of Industry Analysis Sam Taft joins the show to discuss trends in the mortgage market.
Fewer credit unions are originating mortgages, but credit union mortgage market share is increasing. Learn about the driving forces behind these trends.
Check out this leader table to see which credit unions beat the industry average.
Credit unions lent $461.2 billion throughout 2016, surpassing 2015 totals by 12.3%. See how top, middle, and lagging performers differed.
Credit unions captured 18.0% of the auto lending market in the fourth quarter. That's an increase over one year ago. Where is that growth coming from?
Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.
Credit unions posted a slight improvement in the efficiency ratio versus one year ago. Check out this leader table to see which credit unions beat the industry average.
Check out how the credit union loan portfolio fared in the first six months of 2016.
Outstanding student loans at credit unions have increased 16.0% since second quarter 2015. Which credit unions lead the nation in student loan balances?
Credit unions with strong technology offerings outperform their peers in growth, penetration, and average relationships.
Lending and asset growth have been capturing industry headlines, but tight margins from sustained low interest rates and slowly rising operating expenses make some other benchmarks worth watching.
Credit unions must continue to build diversified income streams that strike a balance between profit and purpose.
At year-end 2015, see which credit unions lead the way in six key cooperative metrics.
Which states posted the highest change in loans to shares? What about in negative share growth? Find out in these Callahan leader tables.
In episode No. 544, Callahan director of industry analysis Sam Taft talks with Mike Lawson about the increase in member business lending activity at credit unions.
At which credit unions did employees post the highest gains in fourth quarter 2015? Find out in this leader table.
The nation’s credit unions made strides in fourth quarter 2015, setting records in originations and market share.
Credit unions distributed more than $5 billion in member dividends in 2015. Which cooperatives lead the industry?
How much money did credit unions lend in 2015? How much loan interest did credit unions return to members? How many institutions offered financial education? All that and more in this year's report.
Despite a red-hot lending market, credit union share balances increase through the end of the year.
In today’s changing and often-uncertain economic environment, balance sheet management is top-of-mind with credit union executives.
Credit unions let their wallets do the talking in 2015. Here’s how their core preferences played out.
States all across the nation posted significant year-to-date growth in mortgage originations when compared to the same time frame last year.
Credit unions received more than $50 million in grants over the past 12 months. Where did that money come from? And where is it going?
Indirect lending fuels double-digit growth in the auto portfolio.
Credit unions are increasing their share of the shrinking mortgage market.
Overall mortgage originations declined last year across the United Sates for all financial institutions, yet credit unions carved out a larger piece of the lending pie.
Credit unions of all asset sizes are spending less to earn a dollar.
Strong consumer and real estate lending helped credit union loan originations set a record midyear high.
A 53% year-over-year increase in auto loans underpins strong lending performance at the Georgia credit union.
American consumers have regained their taste for cars, and credit unions are doing their part to become the lender of choice.
When done correctly, member onboarding can be an effective way to deepen financial relationships. These few simple steps can help any credit union better connect with its members.
Hard hit during the recession, the Sand States kickoff 2015 with a return to growth.
No credit bubble in sight at CU Direct’s Automotive Lending and Marketing Conference.
The strong growth in the auto portfolio drives gains in first quarter consumer lending for America’s credit unions.
The Indiana credit union increased auto loans 39% over last year.
Credit unions face the reality of a merger every year, so how are mergers reshaping the credit union landscape?
This Graphic Of The Week offers five reasons to start benchmarking today and three strategies to make the most of benchmarking efforts.
Lending officers are under constant pressure to produce loans. These five benchmarks give CLOs a place to start when managing lending activities and communicating about the health and growth of the credit union.
The combination of many ratios offers a complete picture of a credit union’s operational performance. These three will help COOs communicate successes and opportunities in meeting overall goals.
Jack-of-all-trades, master of none. These benchmarks help CEOs lead their entire organization — from finance to marketing and everything in between.
Staffing costs are a typical credit union’s largest operating expense; therefore, tracking the performance of the workforce is crucial.
Credit unions demonstrate a commitment to add numbers to their employee rosters and dollars to their employee salaries.
Homeownership rates, origination volume, market share, and more in this Graphic Of The Week.
These seven charts highlight how things have changed in the past year and offer insight into what it means for credit unions moving forward.
These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.
Non-real estate lending picks up at the Indiana credit union.
Consumers that conduct their financial business with credit unions rather than banks enjoy an annual benefit of $69 per member, or $131 per household, CUNA estimates.
The core processing marketplace is evolving as providers work to to obtain and retain market share.
Large players at the top of the market aren’t the only providers making gains as forward-thinking small providers enter the scene.
The Alabama credit union increased ARM loans by 115% over last year.
Young adults are faced with challenges in today's competitive economy.
Americans are graduating from high school in larger numbers and continuing on with their education.