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Card managers who have proven to be the right leader for a critical product in the past almost certainly remain just as capable in the present.
Stress test your card portfolio now before reality does it for you. A level-headed, data-driven approach will still win the day.
These partnerships can serve members and the credit union, or they can damage the cooperative. There is no one right answer for everyone, but there is a wrong approach.
Credit unions will face headwinds in the coming year, but a well-managed credit card portfolio can weather the storm.
More than 75% of credit union credit card issuers grew at a below-average rate in 2017. How can cooperatives buck this trend in 2018?
A razor-sharp focus on four areas of credit card lending helps credit unions operate a program that supports critical priorities, provides income, and deepens member relationships.
There are three broad credit card management options that carry their own advantages and considerations.
Credit card programs need constant attention to remain engaging and competitive.
Tim Kolk of TRK Advisors discusses credit card program reporting strategies in this Credit Card Management School webinar.
Luck only lasts so long. That's why every credit union needs a long-term roadmap for this crucial area of its business.