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Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.
Net interest margin and provision expense both rise, leading to flat ROA.
Increases to the benchmark interest rate by the Fed have yet to significantly impact earnings at credit unions.
Interest on loans drive the income train, but other revenue streams are steaming along.
Greater Abbeville FCU steps up to ease financial pain when members unexpectedly lose their jobs.