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Net interest margin and provision expense both rise, leading to flat ROA.
KCT Credit Union shows how arbitrage through the Federal Home Loan Bank adds income where there was none.
Interest on loans drive the income train, but other revenue streams are steaming along.
Five ways credit unions made the most of marketing budgets in the past 366 days.
New employer group strategies and a focus on financial wellness have helped KCT get back to basics and sparked a sharp recovery at the suburban Chicago credit union.
Credit unions are providing programs, products, and services to help households in need.
Chicago-area KCT Credit Union deepens relationships and cross-sells member-friendly products and services via regular debt checkups.
Why a Chicago-area credit union ditches digital channels for much of its onboarding and a larger neighbor relies on remote channels to serve far-flung SEG sites.
BCU uses spreadsheet ciphering to identify potential new employee group partners while KCT relies on shoe leather.