2021 Innovation Series

Welcome to CreditUnions.com’s 2021 Innovation Series, a chance for cutting-edge suppliers to share new innovations in their products and services with a premier credit union audience.

This year, we are featured the best of the best in three categories. Congratulations to this year's winners:

  • Mobile/Digital Category: Visifi 
  • Lending Category: Open Lending 
  • Member Experience Category: Abe.AI 

WATCH NOW INNOVATIONS IN

MOBILE/DIGITAL

See the latest and greatest in mobile and digital technology. Watch our webinar featuring:



NCR We’re helping credit unions deliver exceptional experiences for consumers and businesses—all on a single, flexible platform. With our highly configurable, core-agnostic digital banking solution, you can offer your users the powerful, self-service features they need to manage their financial lives, move money and more.

BankingON is perfecting the way CU members experience a Mobile 1st banking application. Credit Unions are modernizing legacy infrastructure by unifying vendors with BankingON’s Mobile Platform. By tapping into NativeMobile smartphone functionality and API connectivity, BankingON has become a leading mobile innovator and UIUX expert within the credit union industry

VisiFI enables credit unions to build financial strength, generate membership growth, and improve operational efficiencies through a combination of our in-depth industry knowledge and highly intuitive, comprehensive suite of real-time, online solutions, delivered in a fully managed, highly secure, Software as a Service (SaaS) ecosystem.

Access Softek sets the standard for the digital banking landscape, having developed the first downloadable apps for mobile banking. Since that time, Access Softek has extended its record of innovation to online banking, biometric authentication, fraud prevention, and automated investing. Today, Access Softek delivers industry firsts to over 6 million consumers.

WATCH NOW INNOVATIONS IN

LENDING

See the latest and greatest in lending technology. Watch our webinar featuring:



Open Lending, based in Austin, Texas, was formed in 2000 to provide automated lending and consumer loan underwriting services to financial institutions. In 2003, Open Lending launched Lenders Protection™, its proprietary software platform used to determine the risk of default and loss on auto loans.

Promontory MortgagePath, LLC is on a mission to fundamentally change the way credit unions approach their mortgage businesses. The company combines an intuitive, collaborative digital mortgage platform with modern, comprehensive fulfillment services, giving credit unions the progressive technology and scalability required to profitably compete in today’s rapidly-changing residential mortgage market.

JUDI.AI provides small business lenders with an AI driven analytics platform to support loan origination systems. The JUDI platform performs instant cash flow analysis, drives automated underwriting, and provides continuous monthly monitoring and real-time portfolio reporting. We supplement traditional data sources like credit scores and financial statements with automated analysis of current banking data. Our proprietary categorization engine and risk detection logic are the results of 10 million+ banking transactions analyzed and in excess of $1 billion worth of small business loan applications evaluated. We reduce underwriting time from days to minutes, and provide a real time window into portfolio performance and health - driving efficiency, reducing risk and improving customer relationships.

Splash Financial offers cutting-edge digital lending technology and a consumer acquisition engine to drive loan growth and new millennial/Gen Z members to credit unions. Splash’s student loan refinance technology allows credit unions make these low risk loans, access strong returns, and acquire new members – all while minimizing resource requirements.

WATCH NOW INNOVATIONS IN

MEMBER EXPERIENCE

See the latest and greatest in member experience technology. Watch our webinar featuring:



Interface provides an out-of-the-box Intelligent Virtual Assistant that acts as a “personal Credit Union teller” to help members 24x7 through every step of their journey from being a prospect to achieving financial wellness. Interface has customers across the globe & enables millions of dollars in ROI for its customers every month.

LemonadeLXP is a learning experience and digital adoption platform for financial institutions. It's the only platform that combines an addictive learning experience for training onsite and remote staff, with a digital adoption platform that allows for the rapid deployment of technology walkthroughs to support frontline staff and members as they migrate to digital channels.

Abe.ai (an Envestnet | Yodlee solution) builds artificial intelligence (AI)-powered virtual assistant products and infrastructure for the finance industry. Financial institutions of every size--from small credit unions to the largest banks--use our software to create AI-powered human-like experiences to scale proactive support and engagement with their consumers.

A first-of-its-kind solution, the Virtual Financial Coach uses AI-powered digital engagement technology from eGain, provider of customer engagement technology, to deliver personalized guidance from GreenPath, a financial wellness leader. Users receive coaching and nudges through digital messaging to help improve credit scores, pay down debt, and build healthy financial habits.