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Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
Does your credit union use custom scorecards? If not, you could be missing big opportunities and taking unnecessary risks.
Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.
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Tech-savvy credit union executives and seasoned consultants share strategy and payments plays that deserve a second look.
Data and insight from Callahan & Associates and industry suppliers.
Future losses will soon be part of the equation for calculating reserves, and there’s much work to be done.
Enterprise-wide awareness at Heartland Credit Union helps the Illinois cooperative stay in step with regulatory rule-following.
Rise above the competitive pool to win business.
How credit unions can prevent and respond to credit card fraud risks.
At Community Choice Credit Union, a four-person committee evaluates vendor relationships.