No matter what happens politically in 2012, we're going to see a change in the way policy priorities are thought about in Washington, shifting away from a Washington-led solutions to locally led solutions, says Chip Filson, president of Callahan & Associates.
“The most important conclusion is that credit unions are once again in a unique position to help members access once-in-a-lifetime refi rates that can put instant savings into their pockets,” Filson says. “We are living in a low rate world.”