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New car balances take up more of the portfolio, but big credit unions find big business in indirect lending.
Capitol Credit Union revamped policies, processes, and procedures to counter negative loan and member growth and once again achieve stable financial footing.
Indirect auto lending overtook direct lending one year ago, and first quarter data shows no sign of a slow down.
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Indirect lending helps the credit union industry build market share amid booming auto sales.
Credit union ledgers show no froth amid larger financial industry reports about a growing subprime auto loan bubble.
This week, CreditUnions.com looks at different sources of auto loans, from the indirect channel to leases, and considers the possibility of a subprime auto bubble.
How the Virginia-based institution introduced a culture of growth and set an ambitious goal for the end of the decade.
Two credit unions share how they get to “yes” on loan applications, regardless of who makes the call.
A solid indirect payment solution can lead to strong relationships with new borrowers and multiple potential income streams.
Why retail and medical lending can be a smart play for credit unions.